A PIP must give 14 days notice to creditors of a creditors meeting.
In practice, most creditors vote by using a proxy form. On the "straightforward" cases, all of the creditors would vote by proxy. Generally very few questions would be asked if a creditor did turn up, as an exhaustive process of full disclosure would have been carried out beforehand.
Unlike creditors meetings for some company liquidations, creditors meeting for PIA's are fully transparent etc as they are conducted by an authorised Personal Insolvency Practitioner who has to comply with regulations.
Jim Stafford