T
Tommy
Guest
Last week i had the misfortune to leave a few bits of shopping sitting on the back seat of my parked car. When i returned a short time later, the shoping was gone and the back seat was beautifully decorated with sparkly glass chips.. very exoitic.
I managed to get a company to install a new window at a reasonable rate which i didnt mind paying as my comprehensive car insurance covers replacement windows with a 35 excess, but then i hear well you must go to one of our fitters to get your windows so sorry but you have to pay the first 70 yourself. Not much point in bothering to claim as the window only cost 120.
Next to the shopping, i have automatic cover of stolen items up to a value of 300, and about 180 was stolen. When i mentioned this insurnace company said hmm.. well, you would loose your no cliams bonus and your premium will probably rise as a result of your claim.
So what the hell are we paying insurance for if in the event of a incident like this making a claim for damages incurred would in the long term cost your more that the value of damage caused. Surely there must be systems put inplace to protect the innocent person in these circumstances.
Topic title edited - Tommy
I managed to get a company to install a new window at a reasonable rate which i didnt mind paying as my comprehensive car insurance covers replacement windows with a 35 excess, but then i hear well you must go to one of our fitters to get your windows so sorry but you have to pay the first 70 yourself. Not much point in bothering to claim as the window only cost 120.
Next to the shopping, i have automatic cover of stolen items up to a value of 300, and about 180 was stolen. When i mentioned this insurnace company said hmm.. well, you would loose your no cliams bonus and your premium will probably rise as a result of your claim.
So what the hell are we paying insurance for if in the event of a incident like this making a claim for damages incurred would in the long term cost your more that the value of damage caused. Surely there must be systems put inplace to protect the innocent person in these circumstances.
Topic title edited - Tommy