Hi all,
My DP and i have been living together for 4.5 years. DP purchased a house under the Shared Ownership Scheme in his name only. I am a first time buyer. We are looking to trade up and need a mortgage but with DPs credit history we are wondering if we will get a mortgage at all or one with reasonable interest rates. DP has just applied to the Irish Credit Bureau to see how bad his credit rating is but from what he tells me, it was many years ago. Any advice greatly appreciated.
My DP and i have been living together for 4.5 years. DP purchased a house under the Shared Ownership Scheme in his name only. I am a first time buyer. We are looking to trade up and need a mortgage but with DPs credit history we are wondering if we will get a mortgage at all or one with reasonable interest rates. DP has just applied to the Irish Credit Bureau to see how bad his credit rating is but from what he tells me, it was many years ago. Any advice greatly appreciated.