Hi all,
I have seen a couple of threads on this but cant find a consistent answer.
I have gone sale agreed on a 4 bed semi-d house. The house has a converted attic (proper stairs access, flooring, heating, sockets, 1 velux window). This is currently being used as a guest bedroom by the vendors but is not advertised as a bedroom (house is 4 bed + attic conversion not 5 bed). The conversion has not got planning permission and from what I have researched does not need planning. The planning is not my issue as Im happy what it is and advertised as.
My question is regarding home insurance - could this affect the premium and should it be declared when getting my home insurance? Most home insurance quotes are availalbe to buy online now and there is no option to disucss attic conversion.
I will of course ring around afew insurance companies when I get the time but just looking for any experiense anyone has on this?
Thanks
I have seen a couple of threads on this but cant find a consistent answer.
I have gone sale agreed on a 4 bed semi-d house. The house has a converted attic (proper stairs access, flooring, heating, sockets, 1 velux window). This is currently being used as a guest bedroom by the vendors but is not advertised as a bedroom (house is 4 bed + attic conversion not 5 bed). The conversion has not got planning permission and from what I have researched does not need planning. The planning is not my issue as Im happy what it is and advertised as.
My question is regarding home insurance - could this affect the premium and should it be declared when getting my home insurance? Most home insurance quotes are availalbe to buy online now and there is no option to disucss attic conversion.
I will of course ring around afew insurance companies when I get the time but just looking for any experiense anyone has on this?
Thanks