Sorry if this question has been answered in other posts. I am new to this page and am just looking for advice.
Took out mortgage in 2005 with 1 year fixed rate
2006 signed MFA to move to Tracker
Later in 2006 moved to SVR signing another MFA
2007 moved to 2 year fixed rate signed MFA
2009 moved to SVR
So my question is whether I should have been offered a Tracker rate on expiration of fixed rate in 2009? Or is the reason I wasn't offered this rate because I was on a SVR after giving up the tracker?
I have examined all my documentation and it does not mention anywhere about implications of giving up my Tracker mortgage.
Would love to hear your thoughts or advice before I query with Mortgage advisor as I hate ringing if it's clear that I am not entitled to the Tracker.
Caffoc
Took out mortgage in 2005 with 1 year fixed rate
2006 signed MFA to move to Tracker
Later in 2006 moved to SVR signing another MFA
2007 moved to 2 year fixed rate signed MFA
2009 moved to SVR
So my question is whether I should have been offered a Tracker rate on expiration of fixed rate in 2009? Or is the reason I wasn't offered this rate because I was on a SVR after giving up the tracker?
I have examined all my documentation and it does not mention anywhere about implications of giving up my Tracker mortgage.
Would love to hear your thoughts or advice before I query with Mortgage advisor as I hate ringing if it's clear that I am not entitled to the Tracker.
Caffoc