Hello, What are peoples views on this new rule that the Minister for Finance has introdued (background here ) ? Personally, I see the rule as anti competitive. Savers should have freedom of choice in terms of where they place their deposits. A person might have a preference for the credit union movement given it's mutual ethos for example. Obviously, competitive rates could be a nother factor, while ease of access to funds could be another example. What do other people think ?