Yesterday I was hit by another car. I was parked in a car park I reversed fully out but was still facing forward when a car travelling at speed hit me and damaged the rear passenger wheel and surrounding area. She apologised and said she didn't see me. I contacted my insurance company and they said I am at fault but I don't agree.
There was very little damage done to the other car, except the number plate fell off and a few scratches. I have a full no claims bonus, not protected. What effect will a claim have on my insurance? Should I try to offer to pay for her damage outside an insurance claim?
There was very little damage done to the other car, except the number plate fell off and a few scratches. I have a full no claims bonus, not protected. What effect will a claim have on my insurance? Should I try to offer to pay for her damage outside an insurance claim?