Our car is 02 reg, 9000 in value, was damaged in a minor collision with a Ford Transit. I say minor in that there were no personal injuries - it was a 5mph crash.
My wife was at fault but the transit driver isn't going to claim since the damage to his van was solely the corner of his bumper.
I had an initial assesment done of the damage today, and am waiting for the insurance company assesor to confirm the repairs.
The repairs to the our car include a new side (front/rear wings, 2 doors) and front suspension components/steering rack.
In summary I think the estimate is going to be 7500 or so incl vat. Obviously with suspension work the car will be less valuable as it will have been damaged and repaired. My question is at what point will the insurance company say its damaged beyond economic repair. Secondly if they wish to repair it based on a 7.5K estimate am I entitled to ask that the car be scrapped, given the depreciation in value and I take the cash and scrappage value.
Any similar experiences appreciated.
Thanks
My wife was at fault but the transit driver isn't going to claim since the damage to his van was solely the corner of his bumper.
I had an initial assesment done of the damage today, and am waiting for the insurance company assesor to confirm the repairs.
The repairs to the our car include a new side (front/rear wings, 2 doors) and front suspension components/steering rack.
In summary I think the estimate is going to be 7500 or so incl vat. Obviously with suspension work the car will be less valuable as it will have been damaged and repaired. My question is at what point will the insurance company say its damaged beyond economic repair. Secondly if they wish to repair it based on a 7.5K estimate am I entitled to ask that the car be scrapped, given the depreciation in value and I take the cash and scrappage value.
Any similar experiences appreciated.
Thanks