Hi
I have a basic policy with VHI which costs about €52 per month.
My partner has Garda Medical aid which is costing him around €36 per month.
We recently had a baby and she is covered on my policy but renewal is due shortly. Even though I had insurance I decided to go public for pregnancy and was absolutely delighted with cover. I had a very complicated pregnancy and spent over 2 months in a semi private room in CUMH - and it didn't cost a penny.
My question is this - what would be the best cover for the three of us now?? We have no problem sharing rooms in public hospital and would be looking for the most basic policy.
VHI quoted €1200 per annum approx for One plus plan. Partner says that Garda Medical Aid would be €240 per month for the three of us. I think it's like comparing apples and oranges - not sure what to do. We're on a budget and I'm tempted to go for the absolute cheapest policy - is this a false economy?
We are very lucky and have never needed health insurance so far. I would like to have more children but am happy with public system.
I have a basic policy with VHI which costs about €52 per month.
My partner has Garda Medical aid which is costing him around €36 per month.
We recently had a baby and she is covered on my policy but renewal is due shortly. Even though I had insurance I decided to go public for pregnancy and was absolutely delighted with cover. I had a very complicated pregnancy and spent over 2 months in a semi private room in CUMH - and it didn't cost a penny.
My question is this - what would be the best cover for the three of us now?? We have no problem sharing rooms in public hospital and would be looking for the most basic policy.
VHI quoted €1200 per annum approx for One plus plan. Partner says that Garda Medical Aid would be €240 per month for the three of us. I think it's like comparing apples and oranges - not sure what to do. We're on a budget and I'm tempted to go for the absolute cheapest policy - is this a false economy?
We are very lucky and have never needed health insurance so far. I would like to have more children but am happy with public system.