Hi,
I was recently in an accident where I hit another car and caused about €1,550 worth of damage to another person's car. I have an excess of €250 on my insurance and I believe I have Allianz Step Back no claims bonus protection.
My question is, if I make a claim against my insurance for this, will my premium go up and generally by much? Would I be better off paying the damange and not going near the insurance company?
Also, if I pay off the damage and then the person makes an injury claim how does that work?? The guy got out of the car and said he was perfectly ok, and when I spoke to him a few days later he said he was fine, but I would be worried that it would be his word against mine.
Many Thanks in advance!
I was recently in an accident where I hit another car and caused about €1,550 worth of damage to another person's car. I have an excess of €250 on my insurance and I believe I have Allianz Step Back no claims bonus protection.
My question is, if I make a claim against my insurance for this, will my premium go up and generally by much? Would I be better off paying the damange and not going near the insurance company?
Also, if I pay off the damage and then the person makes an injury claim how does that work?? The guy got out of the car and said he was perfectly ok, and when I spoke to him a few days later he said he was fine, but I would be worried that it would be his word against mine.
Many Thanks in advance!