My other half never borrowed a penny from a bank and wants to use her clear credit rating to build a credit history and in 2 years get a mortgage
We are not married. My credit will be screwed for at least 5 years I just paid off bad loans but my company is doing very well now.
If she got a student credit card and a credit union loan would that give her enough of a credit history?
Her income would be about 60k a year a 20% deposit wouldnt really be a problem give the above would a mortgage of 200 plus the deposit of 40, 240k be way out of range for a single person ?
We are not married. My credit will be screwed for at least 5 years I just paid off bad loans but my company is doing very well now.
If she got a student credit card and a credit union loan would that give her enough of a credit history?
Her income would be about 60k a year a 20% deposit wouldnt really be a problem give the above would a mortgage of 200 plus the deposit of 40, 240k be way out of range for a single person ?