E
eoinkennedy
Guest
Hi,
I was in an accident a few weeks ago, and as a result my car is a write-off.
The other driver was at fault, and both the gardai and the insurance company say so. We both have the same insurance company.
I got a value from the assessor on my car of €3800, which I agreed to.
Now the insurance company is coming back to me with a figure of €2600 from them and €1200 from a salvage company for the car.
On the insurance companies website, they say that if my car is a total loss, then they will cover its cost, and take care of disposing of the car. They now say that this is only in the case where I am claiming on my insurance, and that this is industry practice when the claim is against another driver.
My concern is that if I sign my car over to the salvage, then it may appear back on the road again after some repairs. I thought that a write-off was a write-off?
And if I do that I won't be able to claim my road tax back because I don't know if the car is actually being scrapped. The salvage company say that they will cover the remainder on the tax, but does this mean that I don't know what will happen to my car after I sign it over?
If anybody can advise, and tell me if this practice is correct, I would really appreciate it.
Thanks,
Eoin
I was in an accident a few weeks ago, and as a result my car is a write-off.
The other driver was at fault, and both the gardai and the insurance company say so. We both have the same insurance company.
I got a value from the assessor on my car of €3800, which I agreed to.
Now the insurance company is coming back to me with a figure of €2600 from them and €1200 from a salvage company for the car.
On the insurance companies website, they say that if my car is a total loss, then they will cover its cost, and take care of disposing of the car. They now say that this is only in the case where I am claiming on my insurance, and that this is industry practice when the claim is against another driver.
My concern is that if I sign my car over to the salvage, then it may appear back on the road again after some repairs. I thought that a write-off was a write-off?
And if I do that I won't be able to claim my road tax back because I don't know if the car is actually being scrapped. The salvage company say that they will cover the remainder on the tax, but does this mean that I don't know what will happen to my car after I sign it over?
If anybody can advise, and tell me if this practice is correct, I would really appreciate it.
Thanks,
Eoin