Can any one tell me if a "standard" house insurance policy covers leakage from a shower down onto the kitchen ceiling.
Damage is bad and I need a new bathroom floor including tiles etc as the floor needs to be replaced - also need the ceiling fixed downstairs.
I originally thought it a no brainer that my house insurance would cover this
Cost to get everything fixed and back is nearly 2,000. Ignoring the shower tray and exclosure which I don't think will be covered through wear and tear the cost will be about 1,500.
Does anyone know weather the insurance will cover this? has anyone been in this situation before?
I was about to ring and make the claim but had a quick look at the policy conditions and am now worried it may be excluded? Just want to know other peoples experience before I claim
Damage is bad and I need a new bathroom floor including tiles etc as the floor needs to be replaced - also need the ceiling fixed downstairs.
I originally thought it a no brainer that my house insurance would cover this
Cost to get everything fixed and back is nearly 2,000. Ignoring the shower tray and exclosure which I don't think will be covered through wear and tear the cost will be about 1,500.
Does anyone know weather the insurance will cover this? has anyone been in this situation before?
I was about to ring and make the claim but had a quick look at the policy conditions and am now worried it may be excluded? Just want to know other peoples experience before I claim