second account after taking mortgage

i have a mortgage for over 2 years with ulsterbank, and since i got it i have a second account on the online banking with 0.00 in it

never though much of it until someone told me that its a savings account and you get much less interest on money in the normal account


is this the case? as no one told us this

Could you please give more explanation.
Do you have a current account and a savings account.
Do you have money in the current account that should be in savings.

You say that no-one told you what the interest is on your accounts. Your bank publishes this information and you can ask them for it.

In general, current accounts give little or no interest on balances and are suitable for day to day use.

Savings accounts offer interest, but the amount varies widely.

Your mortgage is irrelevant to all this. If you have money in a current account which
you are saving or dont need for a while, it will earn more interest in a savings account.