Confusing but I will try do as simple as possible,
Over 10 years ago we bought my BF parents house after they died - house was left between his brothers/sisters and we bought them out - if both of our names went on mortgage a family member wanted to be paid a lot more, so to keep simple he took out the mortgage on the house and just his name appears on the deeds.
Since they we have married & had 2 children. We now want to have my name appear on the mortgage/deeds so I can also take out things like mortgage protection as i am the main earner of the household (he is self employed) and also to keep things simple if god forbid something happened to either of us.
Where do I start...(my husband is awful at this type of thing and won't do the phone calls) ...if I ring the bank they won't speak to me as it is his name on the mortgage and they pass you from one section to another.
Do i start with solicitor and does anyone know what type of cost would be involved?
Sorry this may need to appear on the legal board?
Over 10 years ago we bought my BF parents house after they died - house was left between his brothers/sisters and we bought them out - if both of our names went on mortgage a family member wanted to be paid a lot more, so to keep simple he took out the mortgage on the house and just his name appears on the deeds.
Since they we have married & had 2 children. We now want to have my name appear on the mortgage/deeds so I can also take out things like mortgage protection as i am the main earner of the household (he is self employed) and also to keep things simple if god forbid something happened to either of us.
Where do I start...(my husband is awful at this type of thing and won't do the phone calls) ...if I ring the bank they won't speak to me as it is his name on the mortgage and they pass you from one section to another.
Do i start with solicitor and does anyone know what type of cost would be involved?
Sorry this may need to appear on the legal board?