Just a warning for anyone who has deceided to switch their current account away from NIB after their introduction of account charges. Your credit card will be cancelled in the process.
I had an NIB Easy current account. When taking out this account it came with a Mastercard as part of the account. Their other current account packages came with other types of credit cards. When NIB announced the introduction of bank charges, I decided to move to Ulster Bank. I decided I would leave the Mastercard with NIB though. I rang their helpdesk on four seperate occasions to make sure that the Mastercard would be unaffected by the closure of the current account. On all occasions I was told there would be no problem, the Mastercard would simply become a standalone credit card and I would still be able to view it using online banking and the mobile app.
However, when the switch actually completed last Thursday, my credit card was cancelled. I contacted the branch and they did not know why this had happened, after several phone calls they found out that, because the card had been issued as part of a current account package, the card was automatically cancelled when the current account ceased. Apparently this was news to everyone in the branch except the manager.
So beware, if you are switching you current account only from an NIB package, your credit card will die with the account despite what NIB might tell you.
I had an NIB Easy current account. When taking out this account it came with a Mastercard as part of the account. Their other current account packages came with other types of credit cards. When NIB announced the introduction of bank charges, I decided to move to Ulster Bank. I decided I would leave the Mastercard with NIB though. I rang their helpdesk on four seperate occasions to make sure that the Mastercard would be unaffected by the closure of the current account. On all occasions I was told there would be no problem, the Mastercard would simply become a standalone credit card and I would still be able to view it using online banking and the mobile app.
However, when the switch actually completed last Thursday, my credit card was cancelled. I contacted the branch and they did not know why this had happened, after several phone calls they found out that, because the card had been issued as part of a current account package, the card was automatically cancelled when the current account ceased. Apparently this was news to everyone in the branch except the manager.
So beware, if you are switching you current account only from an NIB package, your credit card will die with the account despite what NIB might tell you.