Re: Advice
Eagle
Can I clarify what you mean by "my company"? On first reading, I assumed that it was your company and that you were a director. Now I am not so sure.
If you own the shares in the company or if you are a director, then you should be very careful about trading while insolvent.
If you are not a director, you don't need to worry.
If you are still getting paid, you should hang on. You will get statutory redundancy and the Government may also pay company's share of it, though I am not sure of this.
Talk to your lender long before any mortgage repayment bounces. If you are unable to meet a repayment make sure that they cancel it or else they charge you more for a bounced direct debit.
I would probably continue with the SSIA and remortgage the house to meet your living expenses. If you get really stuck for cash at some stage, you can cash the SSIA. The penalty is more or less equal to the Government top up.
Brendan