Sorry this is long.
My partner and i got a house for 60000, made the offer it was accepted, got the morgage approved. Have the deposit saved too. I am going on the house deeds, but were advised to go for the morgage as a single applicant as im seen as a dependant as im not working atm, so we did and got approved today.
I have 3500 saved in the credit union - the accounts in my name, i asked the credit union for 9500(for solicitors fees, new furniture etc) They want a copy of the morgage approval which is in my partners name.
Will it make a diff that the morgage is not in my name even though i am going on the deeds? Would they be less inclined to give me the loan if my names not down on the morgage approval?
ive been brilliant with repayment of loans with the credit union, got a loan of 500euro 5 weeks ago to go to england, supposed to be paying back 15 euro a week. I have 144euro left on it.I am over 200euro in credit on it.Would that go in our favour?
Also the morgage is 200euro LESS than what we are paying in rent ATM
My partner and i got a house for 60000, made the offer it was accepted, got the morgage approved. Have the deposit saved too. I am going on the house deeds, but were advised to go for the morgage as a single applicant as im seen as a dependant as im not working atm, so we did and got approved today.
I have 3500 saved in the credit union - the accounts in my name, i asked the credit union for 9500(for solicitors fees, new furniture etc) They want a copy of the morgage approval which is in my partners name.
Will it make a diff that the morgage is not in my name even though i am going on the deeds? Would they be less inclined to give me the loan if my names not down on the morgage approval?
ive been brilliant with repayment of loans with the credit union, got a loan of 500euro 5 weeks ago to go to england, supposed to be paying back 15 euro a week. I have 144euro left on it.I am over 200euro in credit on it.Would that go in our favour?
Also the morgage is 200euro LESS than what we are paying in rent ATM