Top up mortgage

Crobag

Registered User
Messages
1
Hi

I am looking for some advise about applying for a top up to our mortgage to build an extension. I'm aware that this involves essentially a new mortgage application. I am also aware that we would only be approved for a loan as a percentage of any equity on the house. Our current mortgage is a tracker, with circa €180,000 left to pay. Do we have to remain with our current mortgage provider for this application or is it possible to shop around?

Our house is relatively small and with three small kids, building an extension seems like a cheaper option than looking to sell. Any thoughts would be very helpful.

Thanks
 
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