Hi,
Apologies if this is rather basic "google yourself" type question, but I thought I should ask the experts... (I am rather poor at managing money).
As the username suggests, I had to move my current account from Danske to Ulster Bank (purely because I already had an Ulster Bank account from years ago). In the process I had to take all my savings out of Danske as well, which is also sitting in Ulster current account at the moment.
Looking at Deposits / Regular Savings best buy thread, it looks like KBC's offer is the best at 4.5%. I hope to start a regular saver of 3-400 euro a month (Is this flexible? Can I change the amount a few months later). And I have about 50k to put into some sort of savings account. As always moving current account / direct debits etc is a pain in the neck, and my mortgage is with Danske/Pepper, so I will need to sort that out as well. However, apart from the obvious, is there any pitfalls with moving to KBC as my main bank? I understand PTSB is the other popular option.
Any thoughts would be much appreciated.
Apologies if this is rather basic "google yourself" type question, but I thought I should ask the experts... (I am rather poor at managing money).
As the username suggests, I had to move my current account from Danske to Ulster Bank (purely because I already had an Ulster Bank account from years ago). In the process I had to take all my savings out of Danske as well, which is also sitting in Ulster current account at the moment.
Looking at Deposits / Regular Savings best buy thread, it looks like KBC's offer is the best at 4.5%. I hope to start a regular saver of 3-400 euro a month (Is this flexible? Can I change the amount a few months later). And I have about 50k to put into some sort of savings account. As always moving current account / direct debits etc is a pain in the neck, and my mortgage is with Danske/Pepper, so I will need to sort that out as well. However, apart from the obvious, is there any pitfalls with moving to KBC as my main bank? I understand PTSB is the other popular option.
Any thoughts would be much appreciated.