But look at your buildings sums insured as the rebuilding cost has decreased this year and you are probably over insured after many years of insurers increasing these in line with index linking.
Absolutely. However also look at the contents sum insured as a lot of people upped the spec of kitchens etc over the last 5 years or so without upping contents sums insured.
They are still increasing cover like this. Crazy in a recession.Im sure you have read everywhere that insurance costs are on the increase. Get some quotes online, ring a broker. But look at your buildings sums insured as the rebuilding cost has decreased this year and you are probably over insured after many years of insurers increasing these in line with index linking.
General rule of thumb is buildings would be anything you would leave if you sold the house and moved out. So kitchen, built in wardrobes, tiles, carpets, wooden floors, fireplace......all classed as buildings.
Is there something I should know? what a difference.
I received home renewal notice from AXA and its gone up a massive €200 since last year. Haven't had any claims in past 10 years. got quote online for €345 which is more than half what AXA is quoting. So its time I gave AXA the AXE.Like others here I received my home insurance renewal from Zurich and it has gone up from €337 to €387 (no claim). I find this amazing. Have spent past hour on line looking for other quotes and best I got was from www.getcover.ie €240.34 for the very same cover. Is there something I should know? what a difference.
I have just received my renewal notice from FBD for my home insurance premium.
It has increased from €530-00 last year to €680-00 this year. An increase of 28%. Can anyone out there beat that?
BTW. I had no claim in the past year.
Like others here I received my home insurance renewal from Zurich and it has gone up from €337 to €387 (no claim). I find this amazing. Have spent past hour on line looking for other quotes and best I got was from www.getcover.ie €240.34 for the very same cover. Is there something I should know? what a difference.