Husband and I are about to embark on the mortgage application process (god help us) and I'm just wondering if we're better off using a broker of going it alone.
I've spoken to one broker who deals with AIB haven, BOI ICS, PTSB and KBC. They charge 195 for the application process and 300 on completion.
Given the amount of paper work involved these days are we better off going with a broker and if so, is this fee pretty standard? We're in Dublin so any other broker recommendations are welcome.
If we go it alone and get all our paper work in order, do banks accept photocopies of banks statements? If we're applying to several banks we'll need several copies of our various statements - will they look for originals and if so how do we apply to several banks?
thanks in advance for any assistance.
I've spoken to one broker who deals with AIB haven, BOI ICS, PTSB and KBC. They charge 195 for the application process and 300 on completion.
Given the amount of paper work involved these days are we better off going with a broker and if so, is this fee pretty standard? We're in Dublin so any other broker recommendations are welcome.
If we go it alone and get all our paper work in order, do banks accept photocopies of banks statements? If we're applying to several banks we'll need several copies of our various statements - will they look for originals and if so how do we apply to several banks?
thanks in advance for any assistance.