LONELY-EURO
Registered User
- Messages
- 11
Hi everyone. Two years ago I started paying into a 10 yr solidarity bond savings scheme with an post, I was doing it through a direct debit from our account, we still are but I reduced my payments last year when I went on 3 day week. My work situation has recently improved ( upskilled and got a new job) since our family is set to get bigger we now need to change our car, we have enough saved up in the 10 yr an post scheme(which I had planned to keep for the full 10 yrs). My question is should I use this money or take out credit union loan of 13000, if I use the an post money I was thinking of redirecting the 300 euro direct debit which is currently going into an post and using it too over pay the mortgage, I'm currently on a tracker mortgage, would this be a good idea