123.ie home insurance renewal - caveat emptor

Kildrought said:
But....what is really getting to me these days is that not a day seems to go by where I don't have to chase, ring, follow up, email or write to someone about some incorrect charge, over-charging, mistake or whatever you're having yourself.
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exactly! Not everything does what it says on the tin and this was certainly the case with those p21's. in the end I got back the €1,000 I was due but only after querying how each year was assessed.

will give simplymortgages a go and see result. cheers
 
What I think is pretty sharp practice with 123.ie is the way their excess automatically is set at 500 euro which is very high in comparison with normal policies (usually 120 - 250). It isn't really something people pay attention to (unless they know what they are looking for) and we (as brokers) have had many people come back with a cheaper quote when really the cover is not the same.
BTW went online to try and get a quote and it was refusing to quote online for me. Not sure why. New build, smoke larms, no claims, average sums insured. Sigh.
 
paul32 said:
still waiting for 123.ie insurance to send out form,she told me on the phone that she was going to send it straight away,,,,,,,,,,,,,,,,,,,still waiting
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Just contacted 123.ie and have given me a very competitive quote (100 euro cheaper) than 3 others companies I have contacted on a like-for-like basis. Just wondering, before I part with money, if you ever got sorted out and how you found this company to deal with in the event of a claim.
 
When I got my Allianz renewal this year, I check their website and got a higher price as a new customer.

Same was truefor the Mrs motor insurance with Hibernian.

Loyalty is starting to pay...
 
badgambler said:
When I got my Allianz renewal this year, I check their website and got a higher price as a new customer.

Same was truefor the Mrs motor insurance with Hibernian.

Loyalty is starting to pay...
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Did you see if you could get a cheaper premium for similar cover with another underwriter? Inertia may still be paying rich picking for some insurance companies.
 
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