Mortgage Advice please

Applying for a mortgage at the moment for €156000 which gives me ltv of 43% would people think its better to go fixed fixed for maybe 3-5 years or go half fixed or half varible? Aib at the moment is 4.18% APR & LTV is only 3.13%?? I have heard the ECB will increase their rate 3 times before the end of the year? Their 3year fixed is 3.73%.

PTSB have a 5 year fixed at 3.7% for loan to values under 50%. If you are thinking of fixing then you won't do better than this.

[broken link removed]