bad credit 2 years ago - clear now ?

nikki28

Registered User
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My husband ran up a credit card bill when he lost his job and I was on maternity leave long story short we paid the debt back in full in 2012. We are now looking to get a mortgage we have 120000 equity from our first property and have currently no loans or debts. If we save hard for 6 months do you think we would get a mortgage? Or would the bad credit let us down with the application?
 
Nikki28 I recently ordered my credit report from icb.ie and it showed back 24 months, if your
Payments was cleared In 2012 then you may be near clear on your report. Request one online and at least you'll see exactly where you stand.
 
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