Company director umbrella company

Parazard

Registered User
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I am currently self-employed as a sole trader and working as a contractor as a director of an umbrella limited company. I have been working as a sole trader for 4 years and with the current contract since last August. I am looking to change accountancy firm for the provision of the umbrella company services as I have realised I could save about E80 per month just switching. However I am looking to apply for a mortgage (sole applicant) in the next 6 months or so (currently trying to get all finances to 'behave'). I am unsure whether a change like this now could have a negative impact on my application as it may look like I have changed jobs when in fact the underlying contract is still the same?
The option of switching from being an umbrella company director to being an umbrella company employee has also been suggested to me and am wondering if being an employee could be advantageous re: mortgage application?

Any help will be very much appreciated!
 
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