Offset mortgages with NIB: is the interest rate fixed or variable

misterchuck

Registered User
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been reading up on this - can someone tell me is the interest rate fixed - as it is now at 3.65% - or is it variable and likely to fluctuate?

Maybe a silly question - but thanks.
 
It is variable.
[broken link removed]

It could not be fixed if it allows a varying amount of offset.
 
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