Hi Mizen,
After a series of savage hikes in my EBS variable rate I decided to do something bout switching. AIB weren't taking any switchers, regardless of circumstances so they were out.
I applied to BoI. My wife and I have been current account holders with BoI for 20 years, and we both have relatively well-paid (relatively) secure jobs.
BoI accepted us at LTV<80%. The rate is quite low but as pointed out on this forum their rates are "under review", so they could easily turn around and do as EBS did at any time. Anyway, the difference in rates at the moment is about 1.5%, so I decided it was worth the risk. I want to build a garage so I needed a top-up anyway, so I would have had to take out a new mortgage of some sort regardless.
BoI were ok to deal with, but be prepared for months of form-filling and red tape. I applied in May and the cheque finally arrived in the solrs today.
PM me if you want any more info.
/M.