City Council Loan.

VioletWex

Registered User
Messages
54
Hi,

I'm thinking to take a loan from Wexford City Council.
Does anyone know how long it could take and what are strict criteria to apply for this loan?
I spoke with the lady in Wexford, and as far as she said everything seems to be so easy.
Does anyone know how much will I have to pay for solicitors, cause as far as I know I will have to pay to two different solicitors - one for myself, and one from the City Council.
The lady told me that I have to show them 12 months savings.Ok I have very good level of savings,but 2 months ago I took some of them to go for holidays, so is it mean that I will be disqualified because of that?
Does anyone know how their stress test looks like?
I tried to take a loan from AIB and BOI, but because of the stress test I was refused. Only I'm working in my familly of 3, so I was started to thinking if they won't disqualified me because of the same reason like in AIB bank :(
Thanks for all info.
 
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