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  #41  
Old 20-01-2012, 10:19 AM
TheJackal TheJackal is offline
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Quote:
Originally Posted by chlipps View Post
Their website still shows it at 3. Strange that they rang you to tell you about a reduction. Normally they try to hide the fact about reductions so that you dont decide to move your money/account
He was persuing me to change over to another account. Sent me out brochures. Perhaps he is on commission.

The pending change to 2.75% won't be on the website, as he said rate not changing til next month.

UB do offer higher rates, such as 4% on the current regular saver on balances up to 15K, then 1% on entire balance.

But this a/c (closed to new customers) is paying 3% (and 2.75% come Feb if he is correct) on balances up to 100K.

So youre better staying with it. You could always open a 4% a/c as well, of course.

Shows how important it is to educate yourself on what savings products are out there, and not be taken in by someone on the phone.
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  #42  
Old 20-01-2012, 08:45 PM
aoc3048
 
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I was also advised of the change to the Regular Saver rate at a recent meeting.

Can you just confirm this though:

Quote:
Originally Posted by TheJackal View Post
UB do offer higher rates, such as 4% on the current regular saver on balances up to 15K, then 1% on entire balance.
Are you referring to the SIDA? I thought that paid 4% on first 15k and 1.5% on remainer, and no change to that account was mentioned.
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  #43  
Old 20-01-2012, 09:22 PM
chlipps chlipps is offline
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Quote:
Originally Posted by TheJackal View Post
He was persuing me to change over to another account.,,,,

Shows how important it is to educate yourself on what savings products are out there, and not be taken in by someone on the phone.
I thought UB would not allow one transfer money into another UB account i.e. that they only allowed you open a new account if the money was being fed in from another external bank account

Yes, very true as regards educating yourself. I'm leaving it in the one for 3% for now
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  #44  
Old 23-01-2012, 10:16 AM
TheJackal TheJackal is offline
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Quote:
Originally Posted by aoc3048 View Post
I was also advised of the change to the Regular Saver rate at a recent meeting.

Can you just confirm this though:



Are you referring to the SIDA? I thought that paid 4% on first 15k and 1.5% on remainer, and no change to that account was mentioned.
I think I was wrong there. It's 1.5% on the remainder above 15K

http://www.ulsterbank.ie/roi/persona...ida/rates.ashx
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  #45  
Old 05-03-2012, 11:40 AM
TheJackal TheJackal is offline
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The old regular saver rate has been dropped from 3% to 2.75% now

http://www.ulsterbank.ie/roi/persona...available.ashx
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  #46  
Old 05-03-2012, 05:58 PM
CiaranT CiaranT is offline
 
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Yeah, Ulster have changed a lot of their legacy rates.

Full cache comparison of old legacy rates to new legacy rates:
https://www.changedetection.com/log/...lable_log.html
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  #47  
Old 05-03-2012, 07:52 PM
chlipps chlipps is offline
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Value is still quoted at 2.97% gross / 3% AER on the link. Where have you seen the reduction?

http://www.ulsterbank.ie/roi/persona...available.ashx
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  #48  
Old 05-03-2012, 08:00 PM
CiaranT CiaranT is offline
 
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Quote:
Originally Posted by chlipps View Post
Value is still quoted at 2.97% gross / 3% AER on the link. Where have you seen the reduction?

http://www.ulsterbank.ie/roi/persona...available.ashx
What do you mean by "Value"?

The regular saver account is now 2.75% AER.
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  #49  
Old 05-03-2012, 08:46 PM
chlipps chlipps is offline
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'' Value''... sorry i mean ''Interest Rate''... it is listed as 2.97% gross/3% AER on the link in your post,... just wondering where you have seen 2.75%

Row is as follows
Regular SavingsQuarterly1-100,000 2.97 3.00
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  #50  
Old 06-03-2012, 10:47 AM
TheJackal TheJackal is offline
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Quote:
Originally Posted by chlipps View Post
'' Value''... sorry i mean ''Interest Rate''... it is listed as 2.97% gross/3% AER on the link in your post,... just wondering where you have seen 2.75%

Row is as follows
Regular SavingsQuarterly1-100,000 2.97 3.00
no. Not sure why your page is still saying teh old rate. It says

Regular Savings Quarterly 1-100,000 2.72 2.75
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  #51  
Old 06-03-2012, 06:46 PM
CiaranT CiaranT is offline
 
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Quote:
Originally Posted by chlipps View Post
'' Value''... sorry i mean ''Interest Rate''... it is listed as 2.97% gross/3% AER on the link in your post,... just wondering where you have seen 2.75%
Here: http://www.ulsterbank.ie/roi/persona...available.ashx

Click the refresh button on your browser if the new rate is not appearing.
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  #52  
Old 08-03-2012, 08:46 PM
chlipps chlipps is offline
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Thanks... works now
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  #53  
Old 16-10-2012, 09:18 AM
TheJackal TheJackal is offline
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Not sure when this came in but just had a random look on UB's website and the rate has dropped again by 0.25%

Regular Savings Quarterly 1-100,000 2.47 2.49

Edit: that's it for me. Moving my cash now. Prob to An Post
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  #54  
Old 16-10-2012, 11:40 AM
CiaranT CiaranT is offline
 
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It came in yesterday, as at 15 October 2012.
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  #55  
Old 07-01-2013, 11:55 PM
seantheman seantheman is offline
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I see that in the Sunday Times money section yesterday that they had UB
monthly savers at 3.5%. That's not correct ,is it?
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  #56  
Old 08-01-2013, 11:01 AM
TheJackal TheJackal is offline
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Quote:
Originally Posted by seantheman View Post
I see that in the Sunday Times money section yesterday that they had UB
monthly savers at 3.5%. That's not correct ,is it?
Drops to 3% end of Jan
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  #57  
Old 08-01-2013, 06:06 PM
CiaranT CiaranT is offline
 
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Quote:
Originally Posted by seantheman View Post
I see that in the Sunday Times money section yesterday that they had UB
monthly savers at 3.5%. That's not correct ,is it?
The Sunday Times are not including the rate change announced in November 2012 with the effective date of late January 2013.

If a rate change has been pre-announced, then I personally think that all best buy lists should update their rates at that point in time rather then waiting for the effective date. It gives people the best possible information when opening an account.
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  #58  
Old 08-01-2013, 11:04 PM
seantheman seantheman is offline
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Quote:
Originally Posted by CiaranT View Post
The Sunday Times are not including the rate change announced in November 2012 with the effective date of late January 2013.

If a rate change has been pre-announced, then I personally think that all best buy lists should update their rates at that point in time rather then waiting for the effective date. It gives people the best possible information when opening an account.
Agree entirely with your way of dealing with rate changes in the Best Buy's
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  #59  
Old 18-11-2013, 04:05 PM
TheJackal TheJackal is offline
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Ulster Bank dropping rates again

http://www.ulsterbank.com/roi/person...available.ashx

from Dec 2nd from 1% to 0.5%
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  #60  
Old 18-11-2013, 06:31 PM
CiaranT CiaranT is offline
 
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Yeah, that rate change was announced on 2 October 2013. There is no reason to keep that legacy Ulster Bank regular saver account open.
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