So I'm one of those people that has my head in the sand when it comes to anything tax related. Your worse case scenario really! Every revenue letter that comes in post fills me with absolute dread! Yearly I see my accountant he tells me the amount, I write the cheque after that I'm absolutely clueless! On Friday I received the worst kind of revenue letter and I'm in so deep I don't even know where to start to get out.
I wish I could make a long story short but I if I leave any details out I'll just be back on again...
Basically I bought my apartment start 2007. I lived in my apartment for almost three years until the Nov 2009 when I moved out and in with my partner now husband. During the three years I lived in my apartment I always rented out a room. In Oct /Nov 2009 I rented the apartment out to a couple. I didn't bohter to change my addresses, just paid for a mail divert...and off I went!
I'm self employed as a sole trader. I have an "account" I put that in inverted commas as I now have serious doubts about him! My accountant was always aware of the situation both the room rental and then renting out the apartment. And every year the apartment came up for discussion he just said "sure we leave it another year...if anything comes up we'll just stick in a return"
The past few months a lot has come up! In Sept last year I went from self - employed to PAYE. My husband received a bill back dated to 2009 for single parents allowance and I received a bill from TRS back dated to the date of our marriage April 2011, for morgage interest relieve. I paid my bill and my husbands is currently taken out of his tax credits.
At the time this happend I did ring my accountant and his advice was....to write in an appeal( ie. just a letter) l saying that I was just living with my husband from time to time and they might review 2009 and 2010 single parent allowance. So we wrote a letter and after waiting 4mths we got a letter back from revenue asking for a range documents of prove I wasn't living with my husband 2009-2010. We could provide some of the documents but not all of them so we decided to just leave things and payup. As the truth was I was living with him since Nov 2009.
And then Friday's letter arrived! Revenue ask for details of Rental Income years 2009- 2013 and to include tenant details, Claims for morgage intrest relief used as a deduction only allowable with PRTB registration.WHAT IS PRTB?? Never heard of it!
And to confrim my place of residence form 17/11/2009? Not sure why this date?
All to be returned within 14 days.
So I just want this sorted! Im 36 weeks pregnant and this the last thing I need!
So first question, do I ring revenue and engage (knowing my ignorance about tax affairs I'll land myself in it even deeper!!) or do I find a tax advisor and do all communication through them?
If it is the latter can you please, please, please recommend a tax advisor (dublin/meath) that deals with revenue on a regular basis and knows all about getting people out of trouble!
In regards with Tentants Details, do they need the names of the room rentals aswell ( both were friends of mine?) I don't think my accountant did anything about the room rentals either.
Regarding my current tenants, its the same lady, her mother and her son since 2009 but the man has changed.There is no up to date rental agreement, when the couple split I just never bothered to make her sign agreement with her details on it.
Futhermore in regards to prove of my address some of my addresses on bills still with my apartment and some with my huband.
And my BIGGEST worry is that even though I want to pay up and get it sorted, will my husband now get into trouble for writing that stupid appeal letter saying I was only living with him from time to time. As you can imagine I want to kill my current account for his "poor" advice!!
So I need any help or advice you have and if anyone has ever been through something similar any encourgement that it can be sorted will be much appreciated. Thanking you in advance!!
I wish I could make a long story short but I if I leave any details out I'll just be back on again...
Basically I bought my apartment start 2007. I lived in my apartment for almost three years until the Nov 2009 when I moved out and in with my partner now husband. During the three years I lived in my apartment I always rented out a room. In Oct /Nov 2009 I rented the apartment out to a couple. I didn't bohter to change my addresses, just paid for a mail divert...and off I went!
I'm self employed as a sole trader. I have an "account" I put that in inverted commas as I now have serious doubts about him! My accountant was always aware of the situation both the room rental and then renting out the apartment. And every year the apartment came up for discussion he just said "sure we leave it another year...if anything comes up we'll just stick in a return"
The past few months a lot has come up! In Sept last year I went from self - employed to PAYE. My husband received a bill back dated to 2009 for single parents allowance and I received a bill from TRS back dated to the date of our marriage April 2011, for morgage interest relieve. I paid my bill and my husbands is currently taken out of his tax credits.
At the time this happend I did ring my accountant and his advice was....to write in an appeal( ie. just a letter) l saying that I was just living with my husband from time to time and they might review 2009 and 2010 single parent allowance. So we wrote a letter and after waiting 4mths we got a letter back from revenue asking for a range documents of prove I wasn't living with my husband 2009-2010. We could provide some of the documents but not all of them so we decided to just leave things and payup. As the truth was I was living with him since Nov 2009.
And then Friday's letter arrived! Revenue ask for details of Rental Income years 2009- 2013 and to include tenant details, Claims for morgage intrest relief used as a deduction only allowable with PRTB registration.WHAT IS PRTB?? Never heard of it!
And to confrim my place of residence form 17/11/2009? Not sure why this date?
All to be returned within 14 days.
So I just want this sorted! Im 36 weeks pregnant and this the last thing I need!
So first question, do I ring revenue and engage (knowing my ignorance about tax affairs I'll land myself in it even deeper!!) or do I find a tax advisor and do all communication through them?
If it is the latter can you please, please, please recommend a tax advisor (dublin/meath) that deals with revenue on a regular basis and knows all about getting people out of trouble!
In regards with Tentants Details, do they need the names of the room rentals aswell ( both were friends of mine?) I don't think my accountant did anything about the room rentals either.
Regarding my current tenants, its the same lady, her mother and her son since 2009 but the man has changed.There is no up to date rental agreement, when the couple split I just never bothered to make her sign agreement with her details on it.
Futhermore in regards to prove of my address some of my addresses on bills still with my apartment and some with my huband.
And my BIGGEST worry is that even though I want to pay up and get it sorted, will my husband now get into trouble for writing that stupid appeal letter saying I was only living with him from time to time. As you can imagine I want to kill my current account for his "poor" advice!!
So I need any help or advice you have and if anyone has ever been through something similar any encourgement that it can be sorted will be much appreciated. Thanking you in advance!!