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    15k debt - how to request or negotiate write-down

    Thank you @Gerry Canning @TLO @demoivre - I've never used a forum anywhere before and you have no idea how much it means to hear sage advice when you're in a dark hole. I know there are people in much worse situations, losing their family homes, so I appreciate your time immensely. I do have...
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    15k debt - how to request or negotiate write-down

    Hi all, I have an outstanding 15k unsecured personal loan with a bank - I defaulted in 2010 when the recession hit - I was self-employed. I negotiated a halt to the interest being accrued and have had no interest applied to the debt since 2010. I was paying €50 per month against the debt...
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