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Apologies for resurrecting an old thread but just wanted to come full circle with an update on our current situation. The planners in our area have had a change of heart and we recently got planning permission to change the roof type which will mean we can add attic conversion with an ensuite...

I'd rather not become a landlord and I don't think we'd be able to find someone to buy the house and then sell it back to us. Downsizing is something we definitely plan to do once the kids leave , my own parents did this and it worked out very well for them and as you point out stamp duty is...

Thanks for the thoughtful response, some comments below: I think its highly likely they'll be at home (we aren't far from the city) and assuming rent remains as high as it is now in Dublin, I wouldn't be surprised if they were still around in their mid 20's ! This is really what sparked our...

Fair comment , I'm planning to start taking my bonus as an AVC rather than as cash which should help.

Thanks for the quick reply DCD We love the area and we'd only be contemplating moving a couple of kilometres from where we are now, so within the same town and school catchment area. Attic conversion is something we will look into , but I'm not sure we'd end up with a room that could be used...

Age: 45 Spouse’s/Partner's age: 42 Annual gross income from employment or profession: 100K (potential bonus up to 15%) Annual gross income of spouse: 40K Monthly take-home pay : Around 6500 per month combined Type of employment: Myself private, wife is part time public sector In general...