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    Electricity Bill question

    I'm with BG on their EV smart plan 3 bed semi D dormer bungalow, I'm an early bird and Mrs C is a night owl so house on the go 24/7 Use the immersion for an hour on the EV rate but all other water is heated by gas, don't have a dryer but do run a dehumidifier during cold months The last four...
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    Health Insurance Laya renewal

    Just got my renewal notice in from Laya and WOW!! Last year our policy "control 300 create" was €1444.92 this year €1744.43 that's a smidge under a 21% increase I knew and know this is an ever increasing cost but was expecting (naively) around a 10% per year Time to start trawling though all...
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    Smart Meters

    My smart meter was installed in 2020 and at the time I felt that the plans been offered seemed like bad value compared to standard I felt that the peak rate was unfair to users especially families that might not be able to change their usage habits between 5pm and 7pm and also that the night...
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    Beware of 10 year parts warranties on household appliances.

    Well it's all on their website if you'd looked Just out of interest if €165 call out charge to include labour is excessive, how much do you think they should be charging https://service.hoover.co.uk/repair-terms/
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    Things that used to be illegal in Ireland

    Since 2018 you can now buy alcohol on Good Friday in pubs and off licences :D
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    Home insurance - what are people paying on average?

    Got an email from Aviva my insurer about sums insured and in it is a link to Aviva's contents calculator that might be helpful to some https://www.aviva.ie/insurance/home-insurance/contents-insurance-calculator/
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    Aviva says lowest car Insurance quote available is €280.

    Although I said "no twenty minute phone call" I decided to just check if I could improve on my renewal quote by doing a new customer online quote and guess what, yes I could :) So yesterday gave them a call (24 minutes) and renewed as a new customer but also in addition to protected NCD I also...
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    Pay date on payslip different to date of actual pay

    I know when I used to do the payroll everybody got there payslip dated and funds transferred to their bank account on the same date I'm guessing it's that his boss leaves payroll till the last day before it has to be done and doesn't allow time for the bank transfer
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    RIP Thread for Notable People

    Pity the same can't be said about OJ ;)
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    Property & Pension advice, please

    I think you also need to ask yourself also how much of a pension fund do I need when I retire Will you be entitled to the state pension and if so how much do you need fund the difference between the OAP and what you'll need in retirement and can this be funded out of current earnings or are...
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    Holiday home Spain or Portugal ?

    Sorry goosebump, I didn't mean to suggest that you should spend years agonising over the decision to buy or not My last paragraph was just my own anecdotal experience of how my views of a little village in a small part of Spain had changed My main point was in the third paragraph and I should...
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    Insurer offering to match or close gap on competing quote?

    Generally speaking if the person on the phone tells you "there is nothing they can do" that's best they will do for you You then have two choices, get an online quote as a new customer as Flybytheseat suggests and if cheaper sign up as a new customer I had to do that myself with Aviva one of...
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    How do I get authority to represent a friend with their electricity provider?

    If you contact the CCPC, they should be able to help your friend out with impartial advise on how to deal with the issue at hand But I'm sure it will require your friend escalating it to an official complaint and going through their suppliers complaint process which normally can be found in the...
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    Holiday home Spain or Portugal ?

    It's really hard to know!! I've been looking at properties over there in the Almeria region close to Mojacar for the last seven years And yes normally you can offer well below the asking price and your offer would be accepted but it all depends on the seller and what they feel is the correct...
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    Aviva says lowest car Insurance quote available is €280.

    It maybe a cool, wet and miserable day outside but I'm smiling from ear to ear as I've just gotten my car insurance renewal And finally after only nine years with Aviva I've hit the holy grail of renewals "The minimum premium" of €310 No twenty minute phone call just pay up and enjoy another...
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    bicycle wheel warranty

    Okay so you decided to change the wheel, so that explains that!! Technically speaking I feel the shop is correct re the warranty on the freehub But having said that if you're a regular customer of this shop and use the shop for servicing your bikes on a regular basis I do feel they could have...
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    Home insurance - what are people paying on average?

    +1, if you walked around your house room by room and added up the cost of replacing everything I think you'd be surprised at the figure you end up with. I've mine at €90K which is the max that Aviva will allow me due to my alarm not been up to modern standards and reckon I'm probably...
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    bicycle wheel warranty

    It's been a while since I've read the Sales of goods act but I seem to recall there been something about, that if an item fails within the first six months of ownership the fault is legally believed to have been there at the time of purchase, I doubt very much in a court of law an extra month is...
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    What is your personal retirement target sum?

    Will "Auto Enrolment" have any future negative effects on the value of the state pension or who will be eligible to claim it??
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    Panda Recycling

    Thanks for that mir200, at least I know I'm not the only one who's had or having problems with Panda At this stage our relationship has completely broken down due to them taking money out of my account without notifying me first Changing the T&Cs of our contract of service without even...
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