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Hi llgon, thanks for your reply. Think I will get some legal advise from sols and also contact the council. regards, Brian.

cheers

Hi NoRegretsCoyote, Yes to all of the above. Regards, Brian

Hi all, I am wondering if I put parking bollards outside my wall where do I stand legal. I have about 80 meters of a pull in area. The road is a side road with only room for one car. The reason I am looking to put down bollards is that some cars are driving on the pull in area without slowing...

Hi Eamon, just a quick question does it mention tracker anywhere on your original mortgage loan offer. I'm with BOI and 3.2 with AIB is the same as 6.b. with BOI.

Tebbit....Government could have used AIB to offer such deals to existing mortgage holders who wanted to switch and FTB when we owned most of it.

Obudsman waiting to see if Central Bank forces banks to look at accounts they deemed not effected so he is waiting on outcome before he takes it any further.

Hi Timmy.s I in a similar situation as yourself. I took my mortgage out in 2005 1st year on the special fixed for first time buyers. In 2006 I fixed for 2 years. In 2008 I fixed for 5 years. So was never on a tracker. But in my 2008 rates offer letter I was offered had 2, 3, 5 year fixed rates...

Exactly. Well in my opinion it does because 5.5% represented the tracker variable rate in the rates box on offer letter but BOI just have variable rate of 5.5% below box as what we would default to if we didn't select a rate ourselves. FSO has asked everyone if they will put cases on hold till...

Exactly...my case is that 5.5%

Hey notabene Thanks I will request freedom of info...because BOI have never reproduced that offer letter of Aug 2008.

Hey Toto took the mortgage out in Sept 2005 no special condition. Regarding the variable rate the one on my offer letter dated Aug 2008 stated that the variable rate of 5.5% would be applied to the mortgage automatically if I did not select an offer by Sept 2008 and this 5.5% represented the...

Guys this was my submission to the FSO in November 2015 and I agree with a lot of what pcoleman. If people could advise me what they think of my argument cheers. We wish to add the following submissions regarding the contents of the documents received from BOI. Firstly why have BOI not...

I was coming to the end of my 2 year fixed rate and letter was sent with my rate choice which included option to fix again or select homeloan variable or tracker rate for me to choose and if I didn't make a choice the loan was automatically reverting to tracker rate

What my offer letter in August 08 stated was that if I didn't sign and return the rate form I was going to default to a variable rate of 5.5% which represented the tracker ecb +1.25% in the offer list and not the homeloan variable which was 5.69%

can someone tell me what they think cheers have just sent following submissions to FSOB: Firstly why have BOI not produced the letter we have sent in our original complaint to yourselves dated August 2008 regarding the Mortgage loan rate reverting to 5.5% representing the Tracker variable rate...

corkkim and rodger I'll explain my case a little. I took my mortgage out in 2005 1st year on the special fixed for first time buyers. In 2006 I fixed for 2 years. In 2008 I fixed for 5 years. So was never on a tracker. But in my 2008 rates offer letter I was offered had 2, 3, 5 year fixed rates...

Rodger how did you get on with your BOI tracker mortgage??? Regards, Brian.

Hello, My question is regarding the 6 year rule and the Ombudsman my case is currently with them regarding my mortgage and the tracker rate going back to August 2008(fixed for 5 years).Now I only submitted my case to them in July 2015 after reading a lot of treads about tracker rates. I am...

Hello, My question is regarding the 6 year rule and the Ombudsman my case is currently with them regarding my mortgage and the tracker rate going back to August 2008(fixed for 5 years).Now I only submitted my case to them in July 2015 after reading a lot of treads about tracker rates. I am...