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Email from PTSB yesterday offering the opportunity to win tickets, flights, hotel etc to Paris Olympics or Paralympics. I was merrily entering until it required the full 16 digits of my debit card. Entry is linked to making 5 payments of at least €5 within a certain period. Is this legit...

Like thousands of account holders across the country, we received notice of AGM, annual report and proxy forms in the post today. I've scanned over the forms but see no indication of the number of shares we hold. I see that PTSB is trading at €1.55 today. How might we find out how many shares...

I have recently retired completely and had been contributing to a PRSA for the past 5 years. When my wife retired, we simply opened an ARF with the same provider, Zurich. However, I wonder if it's worth shopping around for lowest AMC etc. If so, what is the best way to do this? Thanks.

Hi all. I have seen a number of ads for plug in heaters, some ceramic, some 'turbine'. On a thread on FB, one company, Cork based, claims that the running cost per hr is ~ €.0003, that's for an 800W unit. Could this be correct? If so, it would be much cheaper for heating the living room than...

I recently opened a Trade Republic account, in order to avail of the interest rate on cash balance. Now, however, I am thinking of buying a small amount of a particular share in order to obtain shareholder benefits. As the shares will be held electronically, will I be able to screenshot evidence...

I will be travelling to the US in 2024, including some Caribbean islands, followed by a later trip to Canada. How should I go about getting data while away? Currently with 3 and they do an add on for €3.99 per day, which could be very expensive for the total of the trips, some 40 days in total...

Hi. I have losses on bank shares sold approx 8 years ago and a substantial loss on a rental property incurred in 2018. I have just completed my 2022 return. Should I amend that return for the rental property loss or can I still include both losses above in my 2023 return? Thanks.

I filled in the details of my car on this ad/app today and 'they are working on a quote'. Anyone used this site to sell their car? How does it work in practice and any issues to watch out for?

Hi. My wife drew from her ARF in 2022 and is considering doing so in 2023 and possibly each year until 2029 when she will turn 66. Each draw attracts prsi class S. Will this 8 years of class S entitle her to a pro rata Contributory State Pension? She has no other class A afaik, except...

This my 1st Eflow scam text: "eflow: You have been recorded using the motorway without paying the appropriate charge(s)of 6.40, visit eflow-tollcharges.com or an additional fine of 97.50 will be sent to your home address." I've blocked the number.

Hi all. I have been having a problem with MS Teams. I purchased Teams Essentials as Teams free version ceased in April. I seem to have Teams as part of my Office 365 subscription but it doesn't facilitate breakout rooms. Essentials would but I can't get it to open for me. I keep getting sent to...

I have a modest investment in a US stock, purchased recently for purposes other than investment although I hope not to lose money on it. I am likely to sell the shares in a year or two. I think the broker(Revolut) will, I presume, withhold 15% or 30% tax. If the shares show a gain, it will be...

Hi. Relations of mine are co-owners of a property with their parent who has passed away. Completing the Revenue SA form to commence the Administration process. Question on form is 'joint tenants or tenants in common'? How can we find out which it is? The solicitors who did the transfer(25 yrs...

Hi. Recently noticed that the C5 channels are no longer available on the Sky box. I googled the frequencies and put them in but no channels were found. Does anyone have the updated frequencies etc or is it no longer possible? Thanks.

Hi all, I'm looking for recommendations for a nice hotel in or near San Francisco. We need to stay 3 nights, twice, in Feb/Mar 2023. Our budget is a max of $850, aircon, each stay. We want to do a bit of sightseeing, Fisherman's Wharf, etc. A self catering hotel or apartment would also work. I...

https://www.spth.gob.es/spain-validator Seems you can just verify your vaccination certificate on the site.

Days 1-3: Collected a year old VW ID.4 this week from the VW dealership. Very detailed and thorough handover but it's difficult to take everything in. Car was charged up to 94% by dealer. After a frustrating 30 minutes on the Aviva app and two calls, transferred the insurance over. It seems the...

I'm getting an EV this week. Setting up the order for the charger. Options are, in order of cost: 1. Up to 11kw and integrated charging 2. Add..LAN & WIFI control, via app 3. As above plus RFID acces protection and MID certified energy meter This will be installed on our private property at the...

I installed Gpay on my S10 and uploaded Revolut and PTSB debit cards. All looks good until presented at the terminal. Nothing happens. I've Googled it and checked that NFC is on on the phone. However, Google pay is not a 'default app' in Settings. There seems to be no way of switching it on. 3...

I came across this ad on Instagram this morning: Reevo hubless electric bike for $109.99, free worldwide delivery. The minimum price of this bike is $1,999. So, I know it's too good to be true but has anyone else seen this ad and what am I missing? Could it be a scam?