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    Fair Deal/Nursing Homes Avoiding Fair Deal costs

    The 36/72 are the amounts of savings discounted in the financial assessment: 72 for a couple, 36 for solo. If the cash runs down but is still assessed, the person still owes the money and it can come from the 20% of income or the 'Nursing Home Loan' can be applied for, which will be discharged...
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    TRR and Illness benefit

    It seems to be so, link to nsso site: https://nsso.gov.ie/en/services/sick-leave-in-the-civil-service/#:~:text=Temporary%20rehabilitation%20remuneration,-If%20you%20have&text=The%20rate%20of%20TRR%20is,may%20be%20payable%20to%20you.
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    Fair Deal/Nursing Homes Avoiding Fair Deal costs

    In this case, the asset disposed of within the 5 years will be included in the financial assessment. A PPR will be included for 3 years.
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    Fair Deal/Nursing Homes Avoiding Fair Deal costs

    Somewhat, the remaining income and assets are assessed under the FD scheme. At a minimum, 80% of 50-100% of his/her income will be required to be paid towards nursing home care plus a percentage (7.5%) of any remaining assets, over the threshold (36k/72k) etc.
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    Fair Deal/Nursing Homes Avoiding Fair Deal costs

    Your last line is linked to your 3rd line. The 5 year limit means the assets will not be taken into account for FD. Other benefits may arise if the friend loses the ability to control own affairs. Of course, some thought needs to be given to the desirability of shedding so much assets, family...
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    AVC PRSA

    Yes, it can be counted as a contribution to your PRSA for 2023. In fact, you could pay into it for 2023 up to 31st October, 2024.
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    Car dispute with dealer and recurring problems not resolved

    I take it you're less than satisfied with the dealer's attitude. I would suggest that you document everything so far and contact the distributor or manufacturer with a view to rejecting the vehicle as unfit or not as described on purchase.
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    PTSB Increasing Some Deposit Rates

    We were in Friday and the written confirmation arrived today. I availed of the 14 day window to bump up the deposit as I think the 3% for 3 years is quite attractive, despite ECB holding rates today.
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    Question on Composite Doors - Is this installed okay?

    The wooden strip looks odd but perhaps it's covering up a rough finish or edge. Threshold looks normal for external door.
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    BluOr Bank - Reliable?

    Yikes! There's a limit to the Deposit Guarantee Fund? I did not know that!
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    Shopping around for an ARF

    Indeed, I had a peek at one earlier!
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    Shopping around for an ARF

    I have recently retired completely and had been contributing to a PRSA for the past 5 years. When my wife retired, we simply opened an ARF with the same provider, Zurich. However, I wonder if it's worth shopping around for lowest AMC etc. If so, what is the best way to do this? Thanks.
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    BluOr Bank - Reliable?

    This morning, I received an email confirming the opening of the account!
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    BluOr Bank - Reliable?

    I was refused last year via Raisin. I'm not too bothered if they refuse again.
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    BluOr Bank - Reliable?

    I began opening an account on Friday, direct with Blue Or. Smooth enough process, uploaded a pdf of my passport. Got an email today to review the application. It seems I did not put my name in exactly as stated on passport. Awaiting approval from them.
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    PTSB Increasing Some Deposit Rates

    I made that point during my 30 minute of answering irrelevant questions, getting my driving licence copied, when is our house insurance up, do we anticipate long term care in near future and how much we receive monthly in net pay!! I asked why I couldn't do all this online and was told it's so...
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    Home CCTV and Gardai

    There is no difficulty with your cctv covering a public area but it should not intrude on someone else's private property. If you have dashcam footage of an incident, there are no DP issues unless you publish the footage without consent of persons featured therein. Garda can 'request' footage or...
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    Aer Lingus Credit card - pros and cons?

    "Multi-trip Travel Insurance including winter sports covers you and your family for all your travel, regardless of the number of trips you make every year. Peace of mind, wherever you go. The value of this to you is €385.34 per policy*." From BoI website.
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    Parking at Belfast (BFS) airport

    We used Hyde. It's fine but it's a 5 minute drive up to a farm near the airport. Nice people. However, for £62 I'd park at the airport, quicker and a handy walk to the car.
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    Fair Deal/Nursing Homes When to start Fair Deal Process

    You can apply now but you'll need a consultant to certify that your mother needs long term nursing care. As DannyBoyD wrote, start assembling financial data and consider power of attorney or Decision Support Service, whichever is appropriate. It probably will take a few months but an element of...
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