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    Services Advertised as 'Free'

    Just to make my point more succinct. I happen to have a problem with Vodafone and companies that promote services that cost me more money and extra work to pay for those services. It's just that younger people seem to be totally sold on advertisements that promote the word "Free". BTW. Thanks...
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    Services Advertised as 'Free'

    Apologies for that.
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    Services Advertised as 'Free'

    Services advertised as 'Free'" was what I was questioning (when I have to pay > €500 per annum for a family for advertised "free phone" access).
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    Services Advertised as 'Free'

    Aren't all service providers in the EU legally bound to provide for unlimited roaming now? And a quota of data "Free"? BTW what network do they piggyback on - coverage isn't great for some.
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    Services Advertised as 'Free'

    The cornflakes obviously haven't kicked in yet because I fail to see why my post has been moved and down-graded from the Consumer Issues forum to Letting Off Steam. Especially as my 12 year old explained earlier that he would call me later as he had "free calls & texts" (which I only pay €20 per...
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    Services Advertised as 'Free'

    There appears to be a growing number of businesses that are advertising their services as 'Free' but in reality this is false advertising. Maybe I'm just becoming an old fuddy-duddy but recently I've come across two such instances: - Vodafone's so-called free calls & texts to any mobile and...
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    Sell shares to avail of yearly capital allowance

    Thanks for the information. Please excuse my ignorance but why does using up €1270 annual exemption only save €317.50 in tax?
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    Sell shares to avail of yearly capital allowance

    I've searched the site but didn't find an answer - except for a link to revenue.ie website that returns the message "Tá brón orainn, tá rud éigin imithe amú." As a member of the squeezed middle, I would appreciate advice if it's best to sell shares each year to avail of the CGT of €1270. It's...
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    Sell property without estate agent?

    I do realise that I will need to pay a solicitor for certificates of compliance, draft of sale, pre-contract enquiries, review of deeds, indemnity insurance to deal with purchasers bank and solicitor, certificate of title, BER cert, LPT compliance etc. (most of which I have on file). But as most...
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    Sell property without estate agent?

    Last year I intended selling my house by private sale but it wasn't put on the market at that time. However I plan to sell this year - without an estate agent (and without an engineer's report). However I've been quoted solicitor fees of €2500 plus VAT @23% plus land registry fees, contracts...
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    Education tax relief

    Thanks DB7 but I'm still a bit confused. Any idea of the cost of a masters in UCC? Is the student contribution €3000 with no tax relief? If so, roughly what do you reckon it will cost?
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    Education tax relief

    Is there a tax relief for someone who is willing to pay masters university fees for a friend? He was made redundant during the downturn and returned to college and gained a primary degree. He's now not able to get full time work and can only rely on seasonal/ part-time work. Just wondering if...
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    Share sale queries

    I need to sell shares that were purchased over the years but I have a few questions... I have records of the number and cost of shares and the exchange rates over the years. There was a 'sale and repurchase' scheme that utilised tax free exemptions but ended in 1997. I realise that I will need...
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    Car-parking issue with neighbours

    Thanks for the replies and it's pointless trying to reason with them. I did realise that the space outside my house is part of a public road. Sorry for the rant but it's often difficult to park after working late - another disadvantage of being employed :(
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    Car-parking issue with neighbours

    I'm a one-car house owner living in an estate for 20+ years. It's a typical estate i.e. driveway space + another car space at front of property. A few lads rent next door but have a '99 reg in their driveway and a '00 reg in front of their property for the past few years (none taxed or NCT'd but...
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    Pay lump sum into 2nd property?

    Not sure if this helps Foodie1 but I think it's a similar situation... http://www.askaboutmoney.com/threads/repay-rental-mortgage-or-invest-at-low-interest-rate.200015/
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    What is the best make of stove for 7/8KW output

    I have a multi-fuel Nestor Martin stove for the last 9 years and I'm haven't had a problem so far. It was installed at a previously open fire location - with a few foot of flexi-flue extending up the chimney and sealed. I’m about to buy coal soon and would appreciate feedback on experiences...
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    State Saving Certificates

    Is it possible to change from prize bonds to state savings without needing to produce duplicate documents i.e. withdrawal requests, filling new application forms and producing ident documents etc. when the applicant has already proved all requirements with NTMA.
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    Should I note the purchase of my PPR on my Form 11?

    Does CGT relief for the disposal of land or buildings under section 604A of the taxes consolidation act 1997 - treatment of enhancement expenditure - Finance Act 2012 - need to be noted on Form 11/12?
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    AVC payment to reduce tax

    Thanks for the informative reply:)
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