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Thank you very much guys.

Hi guys, A quick question. Probably silly, but I can't find an answer online or in the forums. Both my wife and I have PRSA standard penions through Zurich and New Ireland. When we die, does the remainder of the pension (if there is any money left in the pot) go to the kids? Or does it go to...

Thanks Leper.

Hi guys, Does anyone have experience buying / mooring a boat in Spain? I am wondering specifically about the process and paperwork. Thanks!

On thing to think about using your own car here in Spain is that the Spanish drivers drive 'differently' than us, and cars parked in the street often get bumped and scratched.

Hi Guys, Thanks for the info. Regarding the second part of my message - I wasn't very clear at all, my apologies. Although she is Irish, she works from Spain and is tax registered there, and doesnt pay tax in Ireland. I am trying to find out from her Spanish accountant if she is eligible for...

Hi guys, The wife has two small PRSA schemes from previous work. She is now 44 and is looking for another plan - the two she has can't be contributed to anymore as they were with previous employers. Should she start again with another? It seems like a waste havign three small PRSA's instead of...

Super....thanks a million!

'sufficient flow' turned out to be the problem. There is sand or grit coming in via the water mains. It is slowly blocking the water flow, which isnt able to generate enough flow to ignite the water heating system. Taps have to be removed and cleared of the sand or grit.

Ok - thank you very much guys.

Hi Everyone - thank you very much for getting back to me. It is actually for the south of Spain, south facing. The idea would be use a battery, off grid, to charge up during the day and run the heater at night. Cremegg - thanks - I didnt realise it was a direct division. Judging by this it...

Hi all, Although I'm pretty handy about the house I have no idea about electrics. I am thinking about a solar panel system to supply energy to two average sized oil filled portable radiators, which I gather are 1500W. Nothing else to be run off the battery. Can anybody tell me what wattage...

Being self employed in Spain can be a bit costly. Monthly 'autonómo' (self emplyed tax) starts at about 50€ for the first 6 months or so and rises up to about €350 over a year or two - the idea is to pay less tax as you start off and pay more as you grow. You then pay 7% or 15% on every...

Hi guys, Myself and my wife are having trouble managing our income. We are self employed and work for ourselves in our small business. We can't decide how to pay ourselves a wage, in order to budget for the month and how much we can save. The added problem is that we receive small payments...

Hi guys, Does anyone know if there is an agreement with Spain regarding tax relief on PRSA contributions for a person living there to receive Spanish tax relief? Thanks!

Amazing place. Pure gem.

Energy bill for 100m2 apartment, two adults, two young kids, Valencia Community. Gas water heater, incl shower. Gas bottle normally about 18€ Delivered to door - lasts about 3 weeks depending on time of year. May June July have discounts ...no idea why...

Sounds great, but the original post was 2010! So not working. Is this post alive somewhere else? Thanks

Hi guys, A year or two ago I bought a few shares in a company where I do some work - not a lot....about 2k worth. I am paying ING €8 a month management fee. My fault. Is there any way to transfer this management away from a bank to avoid this fee? Maybe to Degiro or another online investment...

Ok. Thanks!