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Stay! I bet you regret that top up loan now? Otherwise, you'd be in perfectly good shape to ride out the storm.

I'm interesting in an answer to this. I've a few pension funds - that seem to be making no money. What are the rules for transferring them into a single, better, personal pension fund? I've looked in a few Web sites .... found these ... but it's not clear...

Does spread betting ([broken link removed]) count as online gambling as far as a mortgage application?

Are the banks even giving (i.e. selling) mortgages any more? I thought they had no capital?

What don't you phone your solicitor? He/she should have explained the process to you so you were not left hanging like this. They should not mind just ONE call to find out what is going on.

There's some new types of life assurance on the market that are aimed at income replacement rather than once off lump sums. The idea is that you are trying to replace a regular income from somebody - and a single large payment is not what people are used to. There's a long story in this...

I agree with Brendan. The capital payments on the investment property are essentially a form of pension saving - but without the tax deduction. So get rid of one of the properties and pay down the debt. If you feel the need to save for your retirement you should do it via a pension fund so...

Re: Personal injury claim settelment I know exactly how you feel. I found the whole process really confusing. You need to educate yourself before you make any decisions. Start by reading some articles. Most solicitors sites provide little or no information so the first place to look is the...

I agree with stopping your pension contributions. The civil servant part of your couple has a really great pension scheme anyway - almost 'free' compared with the private sector. So you're sorted. The real issue is that you have no short term cash saving for an emergency. The general rule...

Irish Life has all type of pension funds depending on your risk profile. There should be zero risk involved in the AVC if you invest in the right type of fund (i.e. not an equity fund). And you're immediately 'up' by the amount of tax saved plus the tax free investment growth. But the key...

I think the calculation will be a little bit more complicated - you might have to take into account the stamp duty paid at the time of purchase or the legal costs involved in transferring half the ownership to the new 100% owner. One thing is sure - any valuation in the current market is just a...

I'm looking around for information as well... the forums are not great. There's lots of solicitors sites but they don't have detailed articles. I fwas told about good site called accidentclaimslaw.com but it has been taken down. I only found one site with the sort of longer, detailed...

Sorry - should have mentioned this one as well http://www.injury-compensation.ie/road-traffic-accident-claims/ From your brief description, it looks like you might have missed some of the key steps in making a claim.

I'm searching for answers in this area as well.... The best I've found so far is this list of detailed articles http://www.injury-compensation.ie/injury-claims/ The one that you need to read is http://www.injury-compensation.ie/whiplash-injury-claims/ hope this helps

No replies.... I've been looking at FamilyFun again and I found some interesting items: -has anyone been to the urban farm in Dundrum? The idea sounds great but the description makes it seem like a garden centre. -are there any other places like Powerscourt House near Dubin? I found Avondale...

Does anyone have any recommendations for interesting destinations and activities in Dublin for a family with a 7 year old boy over Christmas? I've found this great family site: http://www.familyfun.ie/ but there's just so many options ..... Thanks

Apologies if this is a basic question: If someone has multiple properties rented out (some mortgaged, some not mortgaged), is the mortgage interest deductable from total rental income income or only deductable from the income on the properties that are mortgaged. To put it anothe way - if...

There are many aspects of French life that are great - the food, low cost of living (including very low rents outside Paris), great health system, the weather, public transport, the architecture, even the fact that they have proper road signs. The biggest negative about France is the dreadful...

I don't work in the property industry, I have no vested interest. I have personal experience of the France, French law, French taxes, etc my comments are marked ***

How does a monthly direct debit work if you're not sure of your revenue for the year? There's no way that most contractors can know EXACTLY how much they are going to earn in a year. Can you make a final adjustment?