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Marsupial, many thanks - excellent info. I learn something new everyday

I receive the contributory state pension paid directly in to my bank account. My wife gets paid the qualified adult rate based on my Social Welfare contributions, paid directly into her bank account. We do joint tax assessment. When I checked my P21 balancing statement, Revenue have entered her...

Based in North Kerry. For several years, had Imagine Wireless and was pleased with service. When Covid arrived, obviously a lot more home working and demand, service signal disimproved. My son worked from home during this period but moved back to to Cork because of the poor speed etc. Was onto...

hello, my son is completing a masters in primary school teaching. lectures completed, only thing left is 2 weeks in the Gaeltacht. In the meantime, he's working a lot of full time time teachers 'subbing'. he was turned down for job seekers on the basis he's a full time student even though he's...

my thanks to everyone, happy with the response(s), much appreciated

hello, currently in receipt of small UK contributory pension and will shortly be applying for Irish Contributory Pension. looking through the application form, it asks abouts your foreign employment & also if in receipt of a foreign social welfare pension. question: can your Irish contributory...

Many thanks for responses

hello, a friend of mine on retirement, once he's taken his tax free lump sum, has the option of an AMRF or an annuity. Query: can he split his remaining fund? taking an annuity for 50% of fund and leaving balance in an AMRF? thanks

Snowyb many thanks

hello, I am currently on flex Explore 500 due for renewal in January. Renewal cost €838. Living in Kerry, so would need cover Kerry, Limerick, Galway & Cork private hospitals Looking for similar level of cover with lower cost? thanks

Liam, many thanks Donal

Thanks for coming back. She's actually retired on the €12,400 pension but has made no decision yet regarding the AMRF. So solution seems to be take the 25% tax free, purchase an annuity for approx. €300+ to bring her over the €12,700 threshold and tax the residual amount in the fund as income...

hello, a friend has an annual pension of c€12,400 pa and her option with her small AMRF (c€18,000) is take 25% tax free plus 4% drawdown (not interested in an annuity). her husband has a pension in excess of €60,000. she has no entitlement to a social welfare pension. ideally she would like to...

Snowyb many thanks again

hello, my current policy - LAYA Control 150 Create is due for renewal. Just wondering is there other policies with similar level of cover at a better price? thanks

Conan, many thanks. I did a bit more research and downloaded social welfare guidance on rates etc [document SW19_15). It seems to me, if your partner has no entitlements to a contributory pension in their own right and their gross income is less than €310 per week, you need separate bank...

When I retire, I will have a reasonable occupational pension plus entitlement to a pro rata state contributory pension. My wife has no entitlement to the state contributory pension but will have a small occupational pension c€200 pw. When we arrive at age 67, should we have separate bank...

hello, I am renewing my sons insurance(aged 24, good health) on the basis of semi private: and high excess. he is currently on VHI One Plan 250. Would appreciate alternate options? thanks

hello, living in Ireland but previously worked in the UK (have 4 years NI record). I also have 20 years A1 PRSI stamps in Ireland. advised by UK pension centre: 'If you have lived or worked overseas, you may be able to use your time abroad to make up the 10 years you need to get any UK state...

many thanks, appreciated