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    Best Business Account Alternative to Ulster Bank in 2022 and beyond

    Good to know MrEarl, I think it probably would be better for me so to go with aib or boi. I dont need my life anymore complicated than it is, and if the experience is more streamlined with aib/boi, then they will have my business. Many thanks!!
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    Best Business Account Alternative to Ulster Bank in 2022 and beyond

    Hi all, I've read through some threads and most are comparing AIB and BoI as swap potentials for UB business accounts. My accountant recommends AIB as other clients use it etc. However, all my other personal accounts are with PTSB, so perhaps its handier for me just to open a business ac with...
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    Social Welfare Abuse

    Perhaps you should change your username OP incase he logs on here! He should be reported in any case.
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    Health Insurance Hi-tech Hospital List

    Hi bleary, What equipment exactly does the hermitage have that's unique? I've been there and it's certainly impressive from making apts to seeing consultants etc. Many thanks
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    Irish Life Health Aviva renewal

    Thanks g7979 I'll look through that.
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    Trust fund for kids

    Thanks Thirsty, I'll look into the life policy. I guess there's always the option of not telling them about it until I kick the bucket, and then I won't care;);)
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    Irish Life Health Aviva renewal

    We're on the same plan with similar a family. Dh is paid for by company (~950) I pay 1250 for myself and this year the kids are being charged 407 each :eek::eek: My plan is to try and upgrade dh plan to one with full private and hi tech hospital cover (AFAIK health plan 06 has only partial...
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    spa break two pals.

    Carton house is fab. Kilashee in naas also good. La stampa in town is also lovely. Kilashee do great deals though and their hydropool is fantastic.
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    Trust fund for kids

    Very true. But I guess that's the risk we take! Our 4 yo is currently saving in his piggy bank ;)so all we can do is financially guide them when they hit college age.
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    Health Insurance Hi-tech Hospital List

    I've read through the Aviva website, who I'm currently with and I take it that the Blackrock clinic is hitech too. No mention of Whitfield there so perhaps that's just private. Have any posters experience of care in either of materP, beacon or brc? I've potential cardiac problems in later...
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    Trust fund for kids

    Thanks Brendan. That clarifies it a lot, I will continue with the state savings 10 y bond. Many thanks!
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    Health Insurance Hi-tech Hospital List

    Hi, What are the Hi-tech hospitals in Ireland? From scanning through the recent posts I gather that: Mater Private Beacon Whitford Clinic waterford Are all hitech. What about the hermitage? Also what classifies them as hitech? Have they access to newer equipment and diagnostic tests and...
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    Trust fund for kids

    Hi, I would like to set up a trust fund for my two children (ages 4 and 1) now and build up money for them as a way of reducing inheritance tax. Myself and husband are in our late 30's, his income is around 80k and my small business is taking in about 180k per annum (turnover, not my salary)...
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    BOI credit card revoke

    I can't find anything about the terms and conditions of a cc revoke on BOI website or in the documentation relating to credit cards. Can anyone shed light on what specific notices the bank must give before a cc revoke? can a bank revoke a card even if the balance has been paid (and wasn't near...
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    Sell 'sale agreed' house now..impact on future mortgage?

    Our current house is 'sale agreed' with no contracts signed, just purchasers deposit of 5k paid. We had mortgage in principle, but a glitch at the last stage is rendering that null and void, unfortunately. So we will have to pull out of our purchase. Dilemma is whether to go ahead and sell our...
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    mortgage calculators on how much to borrow

    That's right Brendan, it seems ridiculous and I think the mortgages.ie one is a waste of time. Their red warning is the only piece of common sense there. In the past we have secured mortgages, and took a lot less than the tiger was offering. I guess this is a naive question on my part...why...
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    mortgage calculators on how much to borrow

    I've gone through various mortgage calculators on bank websites and independent sites and there seems to be a large discrepancy between them all. For example boi calculator indicates that I could borrow 26k (?!) On two salaries of 50k & 37k..yet the mortgages.ie calculator says I could get...
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    Is Maternity Pay (State) taken into income consideration?

    Okay, thatso good to know. Thanks.
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    Is Maternity Pay (State) taken into income consideration?

    Hi all, We're applying for a mortgage, and bank wants P60's over last number of years. One of these years I was on state maternity benefit for 6 months, as employers wouldn't pay mat leave. Therefore half of the year I was on my normal income, and the second half it was mat benefit. My...
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    Online trading - whats the best Merchant ID Account

    Hi, Anyone experience with the advantages/disadvantages of using AIB merchant services, or what is the best merchant ID account to get when using Realex? TIA
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