We have decided to sell our house. Auctioneers value the house at €290K. amount owed on mortgage €250K including arrears of €85K There will be auctioneers & solicitors fees to pay
Will I need to inform the bank of the pending sale? I should say solicitors have been instructed to discharge the...
I welcome this ruling it's time the courts stand up to the banks and try to keep people in their homes
The IrishTimes article went on to say:
The court ruling means it could prove more difficult for banks to exclude some mortgage debt from write-offs within the normal five-year term of a...
The point is when you go for a legal separation and agree terms, and further down the road you go for a divorce
one or other of the parties might not agree terms, your separation agreement is not worth the paper its written on ?????
Sellornot
I have heard this said many times, So why would a solicitor go to the bother in writing up an agreement if it does not stand up
in a court of law, and should both solicitor not make sure it is backed up by court orders?
Sellornot
By not paying your mortgage, the payments you should have paid will be just be added on as arrears, but if you haven't
the money to pay you can't pay. if your happy to mess up your credit rating don't pay.
But as i see it you went on to purchase another house with a mortgage outstanding on your...
I think there is 8 years left on the mortgage. not sure if that makes any difference
I thought the monthly payments remain the same, but would change if the interest rate changes
So if I pay the €1,245 every thing remains the same is that correct?
If I paid the arrears of €85k what happens to...
I did a full post on this, I just can't find the post now
I am thinking selling another property to pay the bank to dissolve a partnership
I offered the bank what was borrowed, but they have asked both borrowers to submit a financial statement, It looks like I may have to offer the full...
These may sound like stupid questions
1. Is the arrears on a mortgage made up of interest only? I am thinking of paying interest only for the moment.
outstanding balance including arrears = 250k.
Arrears = 85k.
Monthly payments = €1245.63
Interest rate = 4.49%
Interest is approx €1,000...
These may sound like stupid questions
1. Is the arrears on a mortgage made up of interest only? I am thinking of paying interest only for the moment.
outstanding balance including arrears = 250k. Arrears = 85k. Monthly payments = €1245.63 Interest rate = 4.49%
Interest is approx €1,000 per...
All will be reveled when/If the deal is done
actually I will be 77 years of age in 8 years time when the mortgage should be fully paid.
Have I got a leg to stand on? or should I complain? should I look for compensation? would I get it?
I can see the headlines
Bank of Ireland Gave a mortgage...
It's a long story and I don't really want to get into the personal stuff, the bottom line is I think we are getting close to a deal
If you read the post from the start you should get a good picture of most of the details
I have got a lot of good advice on this forum, some hard hitting but it...