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They were with computershare and they transferred to investor centre in the UK in advance of the US transfer. I cant sell them through there. I'll try davys thanks

I want to get out of some flutter shares before they transfer to the US so I can avoid the CRH scenario. I cannot sell them through investorcentre where they are held. Can anyone advise me how to sell them?

Thanks. Not sure if it will happen. Form in post to broker so will keep an eye on it over coming days. Link here for anyone else interested. https://www.newstalk.com/news/david-mcwilliams-central-bank-coronavirus-994330

We have an outstanding mortgage of 223,000 with 23 years left. Currently with Haven on 3.05% variable rate. We are considering fixing for 5 years now on 2.55% with Haven. Is it a good time to do so? We couldnt move banks before now as I was on probation (off since april 1st). Doubt if its...

You could look at cigna global if you are not irish. Even your wife on her own if you don't qualify . I was covered by them when abroad and it was brilliant. Almost everything covered and reimbursed immediately. My policy was about 3.5k a year though ( company paid) but other options are...

Its one of many things not taken into account. Eg cost of living in your area is another one. 80k earnings in Dublin is not the same as 80k income elsewhere in the country.

130k is not a realistic budget for a self build 3 bedroom detached house

You could considering trading up and applying for a mortgage in your sole name before you get married so your fiancee's negative equity mortgage will not come into play. As for her own arrangments with her parents, she should be driving it rather than you, but I understand your concerns.

Just had a look at update on Irish times website and it says all claimants will have to file tax returns for previous four years in order to be eligible.

Im pretty sure we can blame fianna fail for the 5 euro pension increase. They know their voter base.

Duckndive, I agree. It should be 80% of build costs rather than final value or no self builds will qualify at all.

Just figured out, some people can qualify for higher mortgages based on affordability criteria and can withold savings to avail of scheme and later pay down mortgage. Others will not be able to qualify for higher mortgages, will be forced to use their savings and be exempt from the scheme...

In our case outline figures Gift of site: €50 K Cost of build: €250K (approximately for 1800 sq ft - building is really expensive now) Mortgage: €220K Valuation: €300K at least I should hope, but nothing has sold for that in recent years in area (albeit nothing very nice for sale). LTV: 73%

Site value plus building cost might be higher than final valuation of house.

"The property (house or apartment) must be a new build or a self-build. It must be purchased or built as the applicant’s principal private residence. The relief is not available for buy-to-let properties. In order to qualify, applicants must take out a mortgage of at least 80% of the purchase...

From the budget book "The house must be a new build and applicants must take out a mortgage of at least 80% of the purchase price. This scheme will run until the end of 2019." >80% loan to value will rule out most self build mortgages I would think.

Im not criticising it, Im just not sure its going to encourage 'a raft of 4 year deposits' on its own.

Not so much when the interest rates are so dismal.

Self builds will hardly qualify will they? (they do increase supply after all)

Don't just take my word for it though!!!