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I have a quick question about mud act. In section 19 of mud act it says you use the sinking fund to pay for non recurring maintenance or improvements. Let's say from the service budget you have some unexpected savings. Could you use these savings to fund the non recurring maintenance or...

Hi My neighbor recently put in a planning application to build a brand new house in the garden at the side of his house. I live in a house next to this side garden. I know from the registry of deed documents for my house that the plot of land where my house and the neighbors house are located...

Hi Anniekate That is way too expensive. A forum with lots of information on this is at : https://www.boards.ie/vbulletin/showthread.php?p=112573896 I recommend you read through the threads on this . There is lots of useful info at this location

Hi I contacted a private seller and offered to buy a 2nd hand sailing boat for 3-4 k. I thought I'd just have to write a cheque. Seller says he doesn't want cheque and suggests cash only. I said I don't want the hassle of going to a bank and taking out 3-4 k in cash. I suggest doing an...

Hi About 2 years ago I went for a cardiac MRI scan in a Dublin hospital as an out patient. I was doing a series of health checks at the time. My health insurance company advised me to pay upfront and claim back later when doing these health checks. Prior to doing the cardiac MRI scan I rang...

Hi Guys, I have a pension broker hounding me to transfer my paid up pension from a previous company I worked in to a retirement bond. I think their main motivation is that they'll get about €3k commission for doing this. I was thinking though that I could probably transfer it to my existing...

Hi Guys I've been sending meter readings for my gas and electricity to airtricity via their iphone app for a few months. Last week I noticed that the meter readings I was sending them via the iphone app were not recorded on their website under my account details. The meter readings don't...

Hi I have a query about people who work half time and how should the bank holidays be dealt with. An example would be one person who works the first 2.5 days of the week and the 2nd person who works the last 2.5 days of the week. Typically the bank holiday would fall on the Monday so the...

Hi I use an unlocked iphone 3gs and I can update it ok. I bought the prepay phone originally from o2 but their 3g access on phone was too expensive so I switched to three. I had to unlock it to do this. Then a few months later I had to upgrade to the 4.0 OS in order to get some apps to work...

Hi I'm looking to go on holidays to canaries next November. Do Aer lingus or Ryanair fly out there at that time of the year? I can't find any flight details on their websites for next November. Do you have to wait until later in this year before they put the flight details up?

Hi I was setting up a new deposit account in a bank recently and they said I needed to send in some tax forms to confirm the pps number of myself and my wife. So I sent in the tax credit forms we get each year from revenue. I got a phone call yesterday from the Bank to say they posted the forms...

Well if its going to be near where you sleep it might be an issue. Where I live the pump is in the attic. It comes on sometimes when you flush the toilet or us the sink etc. If you're sleeping on the top floor it is irritating when it comes on.

Hi I have a mortgage account with NIB as well. I didn't like what I read in the terms and conditions and would prefer if terms and conditions stayed as they were. I only use NIB online to see what my mortgage details are. I transfer money to their bank account once a month to pay the mortgage...

ok, heres my problem...i bought an automatic 05 nissan pathfinder in oct of 2009 from a dealership. They gave me 6 months warranty on the engine and gearbox. almost as soon as i got it, i was noticing some irregularities with the transmission. gear-changes were occasionally rough, and when...

Hi Wig You say :'People are pulling money out of AIB and other state banks left right and centre.' Have you actual proof that this is happening? If so ,what proof have you got? Do you work in AIB or some other state bank?

Am I liable for tax on rent paid to me by my son. This is a second property and not the family home.

Hi I've been with a dentist for 20 years or more. When I phone the dentist to make an appointment I'm told the surgery is now closed and I'm given a phone number to ring another surgery. When I ring this surgery to make an appointment I ask can they get the records from the original...

From my experience using the Paypal dispute procedure, they seem to only do something when the goods are not actually delivered to you. I had a recent problem with goods delivered to me and I got the exact same response from paypal.

Re: Pixmania.ie Hi, I got a DSLR camera from them recently. Only problem I had was that they sent me the user manual in French instead of English. I sent emails to their customer services about this issue and they never replied.

Hi , For the S&P 500 index fund and similar passive management funds, I'd like to work out how they perform when translated to euros. Is there any website that does this? I'd like to figure out what my investment return is and see how my figures compare to the ones I get from BOI.