We could be in trouble, but hopefully someone could give me their thoughts. We could be a while waiting to hear back from our solicitor!
We purchased a new property for €310k on the 5th August. We satisfy the rules regarding LTV etc. so are eligible from that point of view. The only problem is...
I can understand it being back dated to today. Last thing they want is for all FTB's after hearing the news to halt in their tracks looking for & potentially purchasing new properties while they wait until October for the budget.
It will need to be a clever & fair system, with the potential...
If only I could have got myself in to the 50-80% LTV range; then this would solve all my problems!
With potential future rate reductions on the near horizon, I really don't want to fix but I would like to have the option of the slightly lower SVR eventually should I need it.
I guess the...
Thank you both for the responses.
Yes that's what I thought re: fixing now, but AIB have made it a little awkward for us and told us that if we choose a LTV variable rate at the beginning, we can never move on to the standard variable rate (which seems to be always lower than our LTV rate)...
Hi all,
We're currently in the process of finalising a mortgage with AIB, and I don't really know whether it's good news or bad news for us, as we'll probably have things finalised/signed before the 1st July.
We're borrowing > 80% of the property and so our only option LTV wise is 3.75% - but...
Thank you so much for the information. I was not aware of Split Year Treatment. My employment contract is fixed-term for 52 weeks (up to end of July '15) and shows thatI will not be resident for tax purposes in Ireland in 2015.
I am going to draft up a letter now and include a copy of my...
So I moved to the UK permanently last month, but as I was resident in Ireland for 183 days + during this tax year, my worldwide income is taxable.
I sent off a P50 to claim back any tax overpayment (I was working in 2014 in Ireland right up until I left) to which they responded with:
Which I...
Thank you Daenis, I hadn't seen that browsing the revenue's site. I can now work it out for each year of fees and provide the correct € amount on the form. I'll also know the exact amount to expect from the rebate.
I am completing claim form IT31 at the moment to claim tax relief on my fees paid during my course. I decided to return to university in 2010 and I have now graduated this year.
However, I studied in the UK (London) and all fees were paid in GBP. Unfortunately, I don't have an exact EUR...
Thanks for the reply.
Whenever I use my Laser for a transaction I notice the funds are deducted instantly and my balance changes accordingly. I've often checked it online, even though the transaction takes a few days to appear, my balance is lower.
I presumed that a refund on a Laser, the...
Hello,
I was overcharged €100 earlier today using my Laser card. I should have looked at the amount, I know, but I noticed it on the receipt afterwards and the person apologised and proceeded with a refund through the machine.
I have checked my balance and the correct amount + the €100...