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We’re in a chain and have sale agreed our own home and gone sale agreed on a new one. We’re at the point of getting the loan pack and going to sign contracts with solicitor. Things have been moving slowly and sometimes, there has been no reason for this. Is it appropriate for us to contact the...

I think part of this answer is dictated by where you are buying and what you are selling. We were buying in an area of high demand so estate agents had no interest in dealing with us if our house wasn't already sale agreed as they had plenty of other bidding parties to choose from. We went sale...

Thanks Brendan. Confirmed with bank this morning that their figures were incorrect so they'll have to reissue the loan pack. As an FYI, we've been dealing with KBC for a trader upper mortgage from a negative equity home and, in general, it's gone really well and they've gone out of their way to...

So Mr Black owes 250k on his property which he agrees to sell for 225. The property therefore has 25k of negative equity. He then decides to buy a new home for 400k. After paying his 10% deposit, he needs a new mortgage of 385k (360 + the ne of 25). Or does he? I always assumed my calculations...

With respect, I don't think any of my posts articulated that he should be on our side and I think you're wrong in your statement that he has nothing to do with it; he has everything to do with it. He is the only individual who can see both sides of the canvas. The seller and I are equally...

Keyword here is 'if'. I can't explicitly reference why but every bone in body mistrusts this particular EA. Regardless of my feelings, apparently a recent bid went to 225 and then 227 so we have now placed a bid of 335. Substantial and still gives us some room for manouvre.

Basics Asking price: 380k Current bid: 320k (we're the underbidder) Our max: 350. Last bid was 315. House is vacant as was rented in academic year. Apparently went sale agreed last Winter for 350 and vendor wants 350 or above this time. There seems to only be one other bidder. It's a very...

Myself and Mrs kcat are currently bidding on a house in an area where demand for family homes outstrips supply. Most houses are selling for the exact asking prices or slightly above. The house we're bidding on is on the market one month with an asking price of €390k. There was one offer of 310k...

That's very timely for us, thanks Brendan.

Thanks Bronte. We're not quite ready to sell yet but I want to be aware of all our options and then make an informed decision; it was jumping on a bandwagon that got us into our current financial mess.

Many thanks as always Brendan. I've just looked at the key post, thanks for directing me to it. I will update back here if/when we manage to move. Can I just ask two questions? 1. Was there recent questions as to whether KBC would continue to try maintain/increase their foothold in the...

Like so many others, my family are in trying to emerge from the negative equity nightmare and we are trying to put together a plan to do sell our current home and move to a larger family home. Some background: Current house value: ~€180k hoping this will increase to €200k in the coming year...

We really want to trade up and need to understand what we need to do to get ourselves into that position. What sort of financing do we need before we can ever approach our lender to negotiate selling and trading up? Would appreciate any help based on the following: Personal and income...

I have a 2010 Ford focus zetec 1.6. The oil light came on 2 days ago and i put a litre of castrol oil in but it's still on. Anyone else have this or know why?

I didnt mention in my original post that the interviewers already knew me from another job. Anyways, good news was that I got the post. Strange experience and although i had notes and key words near me, I couldnt refer to them at all. I ended up pacing the floor with the phone. Anyway, good result!

Hi, I have been shortlisted to attend for interview for a junior-middle mgt position in a large multinational in a fortnight. Unfortunately, I cannot attend and personnel have offered me the chance to do a phone interview. Im going to take it as I'm grateful for the op but what are the pros...

THis is possibly a silly question but if I earn €42k so only a small preoportion is taxed at 42%. If I spend €4k on laser, do i claim tax back at the rate of 42% ie. does that mean i will get 4000 x .42 (€1680) back?

Absolutely..there is nothing like the main screen in the savoy. Worst screens have got to be in Dundrum. Lovely clean cinema but the theatres are just too small.

I think this is true for alot of people and when you stop going to the supermarket several times a week, you begin to wonder what you were ever buying in the first place. The spending diaries also highlight the difference in the price of a weekly shop in various supermarkets. Aldi and lidl begin...

Re: Chosing Masters in Finance (MBS vs MSc)? THis is true alright, which means that the course you choose would demand somewhat on your stengths. The MSc might not suit everyone.