Search results

  1. I

    Any vulture fund customer like to talk to a journalist about mortgage rate increases?

    Unfortunately the stigma of debt works very well in a bank\lenders favour. I found this so true when I was fighting with PTSB twice in seperate campaigns. Banks don't want bad publicity. Don't be ashamed of the position other people and institutions put you in. Writing to anyone will not make...
  2. I

    In what circumstances does the lender have the right to charge legal costs?

    Quite a lot ! I have done more than challenge my bank in the last few years. No retaliation yet ;)
  3. I

    In what circumstances does the lender have the right to charge legal costs?

    If you get no result from the bank, and as nobody else appears to have the power to make them - except a court, You are potentially putting the bank on trial for taking wrongful charges when instructed otherwise. You would not be appealing the decision of the court, which was in your favor. Is...
  4. I

    How many occupants can live in a 3 bed semi D house

    4 kids in the one space? Talking and having fun together? How will they cope? Why are they not in their own space on a game console?
  5. I

    In what circumstances does the lender have the right to charge legal costs?

    Yep. My crew added charges to my account before the court date and added more after the court. I have applied for a copy of the court verdict to go and attack them with. I also did not get any confirmation or communication that I was being charged the fees. The fairies just put a combined debit...
  6. I

    Step children and wills

    So does that mean that when the stepchild turns 18, regardless of being married to the biological mother of the child, you are no longer required by law to make allowances for them in a will or inheritance?
  7. I

    Bank not assisting, advice please

    Q - 'who are in negative equity' That is changing by the minute with prices rising. A waiting game.. Clock is running for a lot more people out there. Round two - BTL's Q - Why does anyone still have the delusion that Banks are on the customers side? A fool would think they were EVER on...
  8. I

    Is there a thirst here for a discussion on Rainwater harvesting?

    Q - it simply wouldn't pay for itself in a domestic scenario. Kind of like the whole solar thing that kicked off a few years ago... Only way to make it save you money is if you can spend as little as possible on some sort of system to begin with. I have a plan for tanks in my side passage. If...
  9. I

    Bank not assisting, advice please

    Hang in there stitch13. Plenty of people on this board have been through the mangle. Keep records. Keep a cool head. Get organized. Get professional help. Fire out any questions you might have to us here. Dozens of posts dealing with all areas of mortgage troubles. Q - substantially more "no...
  10. I

    How safe will any data be in the future?

    With the planned change to the law to allow the government to force a company to hand over customer data, for the sole purpose of tying up loose ends they cannot be bothered to sort out - unlicensed TV's in homes, what road will this take? Will the Office of Data Protection become a...
  11. I

    Worried about losing inherited house if I can't afford the CAT.

    Had kind of a similar problem a good few years ago. Sentiment lost to financial sense. For the sake of memories, you could be opening a can of worms for a good many years to come with tax and hassle. Is it just you inheriting the house? They ask for a professional auctioneer valuation at...
  12. I

    Key Post Should I overpay my SVR mortgage?

    Q - Always reduce the monthly repayment and not the term. Is this always a choice you can make or do some lenders keep you on the same payment and reduce the term?
  13. I

    Mortgage Interest Supplement

    gipimann - disaster to get hold of CWO. Even left letters in - totally understaffed and swamped with workload. 'entitlements' is a word I have come to be wary of.. rang Citizens - man said he had very little info on his system as the award and adjustment is a lot of the time down to the...
  14. I

    Mortgage Interest Supplement

    Q - gipimann Mortgage Interest Supplement was abolished for new customers at the start of the year. I have an offer from the bank which I think will affect the MIS payment I get. Any ideas how I can check the number? MIS case officer never answers the phone :mad:
  15. I

    'Regulated by the Central Bank of Ireland'

    A completely meanlingless term probably from someone who came from a far away land called Narnia. Yep, we heard it all over the place, but it had as much meaning as a teenager saying they will clean their bedroom. Nothing was regulated in this country for a long time. Sure everyone was too busy...
  16. I

    Another SFS in 4 months???

    If the bank want another SFS filled in - do so. If you refuse, they can and will interpret that as 'non-cooperating', voiding you the protect of any nice approach they might be giving you so far. It's only a bit of paper to keep them happy. Keep a copy of what you fill in. Remember BTL's are...
  17. I

    Saving water

    q - I have always thought there should be an way to control the time limit without resorting to tripping the fuse switch.. I assume this method is not possible on an electric shower as opposed to a shower pump. It's possible on both types of shower. I have a shower pump - in the hot press...
  18. I

    Bosch Exxcel 7 express 1400

    https://uk.answers.yahoo.com/question/index?qid=20120829052351AAaK2TF
  19. I

    Should I pay a lump sum off my mortgage?

    Transaction Daily Limit Personal Users Business Users** Overall cumulative limit* EUR1,050,000 EUR1,600,000 AIB Top Up Service EUR220 EUR220 International Payments EUR5,000 EUR30,000 Other Funds Transfers (Intra & Inter Account)*** EUR5,000 EUR30,000 Bill Payment...
Back
Top