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    Ryanair changed my flight times and they don't suit me

    I got an email about the changes to my flight times. (My outward journey is about 4 months away.) I'd like to change the time of my return flight. On the email there is a 'Click here' link which brings me to a Contact Us page. It looks like I there are a few options including phoning or Let's...
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    Why do people open credit union accounts?

    My parents keep a credit union account so they can avail of a group discount for private health insurance.
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    Goal to retire early

    The size of your wife's pension will depend on the number of full time years she has worked. 40 years are needed for the maximum pension. If she works half time hours, each calendar year will only count as a half year for example. The earlier she retires, the fewer years she'll have worked...
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    Fair Deal/Nursing Homes Avoiding Fair Deal costs

    Even if there are no assets, he'd have to pay a percentage of his income/ pension.
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    Semi state fought a DSP D stamp ruling for its employees in the High Court and ruled in its favour on a technicality- What to do???

    If he is eligible to retire at 60 with an A Class pension, he should be eligible for a Supplementary pension. The Supplementary pension makes up the difference between the A Class pension and a D class pension, until he gets his Contributory pension at 66.
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    Cornmarket AVC Fees & Some Misc Queries

    You can take out a policy through Cornmarket without a consultation if you wish to avoid the fee.
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    Novice questions on a pension started later in life

    I assume you mean the Contributory State Pension
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    Probate query delaying closing of sale

    You'll get better feedback if you start a new thread instead of joining a thread about probate. But it's also worth looking back through other questions - this query seems to come up quite often - from both sides.
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    Post 1995 Supplementary pension query

    Gosh - that would affect me too. Very interested in information on this.
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    How do PS employers calculate service for pension?

    It's worked out based on the number of hours worked compared to working full time. So if you're job sharing or 0.5 of a WTE (Whole Time Equivalent) you'll get half a year for pension purposes for each year of work.
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    What does a medical card offer?

    Mathepac, a lot of community services are available to everyone, it's not necessary to hold a medical card. I'm not familiar with the Community Intervention Teams, but the HSE website doesn't specify it's for medical card holders. There are a lot of great public health services - but sometimes...
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    What does a medical card offer?

    Maybe that was some type of convalescence arrangement. One of my parents, with a medical card, availed of Fair Deal in a Nursing Home.It still cost a fortune, it definitely was not fully covered.
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    Friend refusing to repay loan

    Are there any mutual friends who were aware of the loan who could say something helpful? I wouldn't be optimistic though.
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    AMRF Pension - leave as is or withdraw ?

    Have they been receiving the annual income from the ARF?
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    What does a medical card offer?

    No a bed in a Nursing Home isn't covered.
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    What does a medical card offer?

    The medical card funds aids and appliances. Some of these can be very costly. Some people with disabilities need very expensive custom wheelchairs for example.
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    Mid 40s and Getting Nowhere

    I'm confused about the rent and mortgage. Are you living in your parents house and paying €700 in rent which pays their mortgage? Or are you paying €700 rent in a separate property as well as paying their mortgage - if so how much is the mortgage payment? Sorry to hear you're having so much...
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    Fair Deal/Nursing Homes When to start Fair Deal Process

    Good luck to you and your parent. Sometimes people 'improve' a lot when they are in their own home. Improvement means different things to different people. The most important things are that your parent is happier and safe.
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    Fair Deal/Nursing Homes When to start Fair Deal Process

    A good public health nurse is a great ally. They can get things done. She is the key to unlocking services in the community, such as carers, physio, OT, Meals on Wheels, Day centres etc etc. She could also link in with the GP or consultant if needed. Is your parent known to her already? As your...
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    Fair Deal/Nursing Homes When to start Fair Deal Process

    Convalescence is usually short term. A few rhetorical questions for you to think about: Who is making the decisions? A doctor from the hospital or the nursing home? Can you speak to them? It's reasonable to cut to the chase and ask if you should be applying for Fair Deal. What does your parent...
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